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Community Financial Wellness

EIN 99-1383499 · Columbus, OH

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood79 out of 100GovernanceGood83 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

THE COMMUNITY FINANCIAL WELLNESS PROGRAM OFFERS FREE FINANCIAL EDUCATION DELIVERED THROUGH NONPROFIT PARTNER ORGANIZATIONS TO HELP COMMUNITY MEMBERS IMPROVE THEIR FINANCIAL WELLBEING. THE PROGRAM SERVES AS A COMPLEMENTARY SERVICE THAT PARTNER ORGANIZATIONS CAN PROVIDE TO THEIR EXISTING CLIENTS. AT ITS CORE IS A STRUCTURED SEVEN-MODULE ONLINE LEARNING PROGRAM COVERING UNDERSTANDING MONEY MANAGEMENT, DEVELOPING A HEALTHY MONEY MINDSET, MANAGING CREDIT AND DEBT, ORGANIZING MONEY, SAVING FOR THE FUTURE, PREPARING FOR THE UNEXPECTED, AND HOUSING AND HOMEOWNERSHIP.CFW ENCOURAGES PRACTICAL APPLICATION OF WHAT THEY'VE LEARNED THROUGH SUPPORT AND INCENTIVES. THE EDUCATION IS HUMAN-CENTERED AND ACCESSIBLE, DESIGNED WITH INPUT FROM THE PARTICIPANT AUDIENCE TO ENSURE IT'S RELATABLE, EASY TO USE, AND FREE OF STIGMA OR SHAME. AFTER COMPLETING THE PROGRAM, PARTICIPANTS ARE CONNECTED TO ADDITIONAL RESOURCES AND SUPPORT TO CONTINUE THEIR FINANCIAL WELLNESS JOURNEY.

Income
$264,565
Spending
$239,901
Reserves
3.2 months of spending
Largest source of income
government grants, 100%
Employees
0
Volunteers
10

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 79 out of 100. Higher than 58% of charities in its peer group (human services, $250k to $1m).

  • Reserves

    20 of 35

    Spendable reserves would cover 3.2 months of spending.

  • Debt

    20 of 20

    It owes 0% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 9% of income.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Good: 83 out of 100. Higher than 66% of charities in its peer group (human services, $250k to $1m).

  • Independent board

    18 of 25

    3 of 3 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Independent check of accounts

    6 of 15

    Its accounts were not audited or reviewed by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. THE COMMUNITY FINANCIAL WELLNESS PROGRAM OFFERS FREE FINANCIAL EDUCATION DELIVERED THROUGH NONPROFIT PARTNER ORGANIZATIONS TO HELP COMMUNITY MEMBERS IMPROVE THEIR FINANCIAL WELLBEING. THE PROGRAM SERVES AS A COMPLEMENTARY SERVICE THAT PARTNER ORGANIZATIONS CAN PROVIDE TO THEIR EXISTING CLIENTS. AT ITS CORE IS A STRUCTURED SEVEN-MODULE ONLINE LEARNING PROGRAM COVERING UNDERSTANDING MONEY MANAGEMENT, DEVELOPING A HEALTHY MONEY MINDSET, MANAGING CREDIT AND DEBT, ORGANIZING MONEY, SAVING FOR THE FUTURE, PREPARING FOR THE UNEXPECTED, AND HOUSING AND HOMEOWNERSHIP.CFW ENCOURAGES PRACTICAL APPLICATION OF WHAT THEY'VE LEARNED THROUGH SUPPORT AND INCENTIVES. THE EDUCATION IS HUMAN-CENTERED AND ACCESSIBLE, DESIGNED WITH INPUT FROM THE PARTICIPANT AUDIENCE TO ENSURE IT'S RELATABLE, EASY TO USE, AND FREE OF STIGMA OR SHAME. AFTER COMPLETING THE PROGRAM, PARTICIPANTS ARE CONNECTED TO ADDITIONAL RESOURCES AND SUPPORT TO CONTINUE THEIR FINANCIAL WELLNESS JOURNEY.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since August 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

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