Credit Unions in the State of California
Public records raise at least one point you should look into before giving.
What it says it does
TO PROVIDE FINANCIAL SERVICES TO OUR CORE MEMBERSHIP. OUR CORE MEMBERSHIP IS THE FACULTY, STAFF, STUDENTS, AND ALUMNI OF THE UNIVERSITY OF SOUTHERN CALIFORNIA.
- Income
- $37.3 million
- Spending
- $32.9 million
- Employees
- 0
- Volunteers
- 13
- Highest pay
- $498,256, chief executive officer
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. How we rate
Governance
This return does not answer enough of the governance questions to score.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- USC CREDIT UNION IS A NOT-FOR-PROFIT COOPERATIVE FOUNDED TO FUEL MEMBERS' FINANCIAL DREAMS AND ENHANCE THE QUALITY OF LIFE IN THE COMMUNITIES WE SERVE. OUR MISSION IS TO PROVIDE AFFORDABLE PRODUCTS AND SERVICES, FINANCIAL GUIDANCE, AND THE RESOURCES TO SUPPORT OUR COMMUNITIES' ECONOMIC WELL-BEING AND GENERATIONAL WEALTH BUILDING.IN FISCAL 2024, OUR SOCIAL IMPACT DEPARTMENT ACCOMPLISHED THE FOLLOWING. - 3000+ PARTICIPATED IN FINANCIAL EDUCATION WORKSHOPS, ONLINE CLASSES, AND FINANCIAL COACHING SESSIONS - 50+ COLLABORATIVE PARTNERSHIPS BRINGING FINANCIAL WELLNESS PROGRAMMING, EVENTS, AND ACCESS TO BENEFICIAL FINANCIAL SERVICES AND PRODUCTS TO THE COMMUNITIES WE SERVE - 1,600+ GROWTH IN COMMUNITY MEMBERSHIPS, BRINGING ACCESS TO AFFORDABLE AND WEALTH-BUILDING PRODUCTS AND SERVICES DIRECTLY TO FAMILIES - $16,000+ IN COMMUNITY SPONSORSHIPS SUPPORTING MEANINGFUL PURPOSE-DRIVEN ORGANIZATIONSAS OF JUNE 30, 2024, WE PROVIDED FINANCIAL SERVICES FOR 80,237 MEMBERS.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(14) credit union.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Caution.
The IRS master file records contributions to this 501(c)(14) credit union as not deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since September 1961.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.