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Young Womens Christian Association of the Harbor Area

EIN 95-1691337 · San Pedro, CA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthWeak45 out of 100GovernanceGood74 out of 100Impact evidenceDescribes programsHow well its results are evidenced

Points to look into

  • It reported loans to or from officers, directors or other insiders.
  • It owes more than it owns.

These come from the organization's own tax return. There may be a good explanation; ask the charity.

What it says it does

THE MISSION OF THE YWCA IS TO FOSTER THE ECONOMIC SELF-SUFFICIENCY, EMOTIONAL AND PHYSICAL HEALTH OF WOMEN AND GIRLS IN A WORLD OF PEACE, RACIAL JUSTICE, DIGNITY, FREEDOM AND EQUALITY FOR ALL.

Income
$1.5 million
Spending
$1.5 million
Spent on programs
87%
Reserves
-7.3 months of spending
Largest source of income
government grants, 38%
Employees
19
Volunteers
25

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Weak: 45 out of 100.

  • Reserves

    0 of 35

    Spendable reserves are negative: it owes or has committed more than it holds.

  • Debt

    0 of 20

    It owes 316% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 3% of income.

  • Income trend

    15 of 15

    Income rose 25% on the year before.

  • Spending floor

    15 of 15

    87% of spending went to programs and raising each dollar of donations cost 3 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Good: 74 out of 100.

  • Independent board

    25 of 25

    7 of 7 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Independent check of accounts

    0 of 15

    Its accounts were not audited or reviewed by an independent accountant.

  • No reported misuse

    0 of 10

    Reports at least one of: diversion of assets, excess benefits, loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $473,392 spent. WTLA - WORLDTOTS LA IS OUR CHILD CARE PROGRAM - LICENSED FOR 60 CHILDREN AGES 3 MOS TO 5 YRS OLD. OPEN MONDAY THROUGH FRIDAY. STAYED OPEN THROUGHOUT COVID. WE CONTINUE TO MAINTAIN THE CONTRACT FOR THE PORT OF LA TO OPERATE WORLDTOTS LA OUR CHILDCARE FACILITY. WE HAVE STRUCTURED CURRICULUMS TO ENCOURAGE BEST DEVELOPMENT OF A CHILD. ENROLLMENT HAS NOT REACHED PRE COVID LEVELS - MANY PARENTS HAVE EMBRACED WORKING AT HOME 3 DAYS AND IN OFFICE 2 DAY STRUCTURE - SO WE HAVE HAD TO PIVOT HOURS FOR CHILDCARE.
  2. $438,487 spent. JMBF - OUR HOUSING PROJECT STARTED IN 2022 - ENTAILS REFURBISHING THE HISTORICAL MORGAN HOUSE WHERE YWCA HARBOR IS LOCATED AND RUNS PROGRAMS (OTHER THAN CHILDCARE WHICH IS 4 STREETS OVER). THE INTENTION IS TO REFURBISH THE HISTORICAL BUILDING BUILT IN 1918 - WITH INSULATION, AIR/HEAT, UPGRADE PLUMBING TO ENSURE IT IS MAINTAINED FOR THE FUTURE. ALSO A 4 STOREY BUILDING TO REPLACE THE 2 STOREY DORMITORY STYLE BUILDING ON THE PROPERTY THAT WAS BUILT IN 1957. THE NEW BUILDING WILL HAVE 2 FLOORS PROGRAMMING SPACE AND 2 FLOORS HOUSING FOR WOMEN AND CHILDREN AND/OR SENIOR WOMEN.
  3. $80,664 spent. HEALTHY FUTURES - PRODUCE, FRUIT, DAIRY PRODUCTS, NEXT DAY BREAD, PREMADE SALADS ETC ARE GIVEN OUT. EACH WEEK OVER 1200LBS IS GIVEN OUT, BEING DIVERTED FROM LANDFILLS. FOOD METRICS ARE COLLECTED AS TO WHERE THEY CAME FROM TO COLLECT THE FOOD, AND HOW MANY CHILDREN ARE IN THE FAMILY. ANY FOOD THAT WAS NO LONGER ABLE TO BE GIVEN OUT, WOULD BE COMPOSTED - ANOTHER NEW PROGRAM ESTABLISHED. COMPOSTED SOIL HAS HELPED THE GROUNDS SURROUNDING OUR BUILDING TO PRODUCE HEALTHIER PLANTS (SUCCULENTS AND PLANTS)
  4. $309,050 spent. OTHER: SECOND CHANCES, HOLIDAY PROGRAMS, WORKFORCE DEVELOPMENT, THRIFT STORE, HOUSING AND RENTAL

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since June 1945.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

  7. Could it be confused with another charity? Worth knowing.

    A much larger organization has a similar name: The Young Mens Christian Association of the Triangle Area I (Raleigh, NC), EIN 56-0591307. If that is the one you meant, check the EIN before giving.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.