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Habitat for Humanity International Inc

EIN 94-3099406 · Murfreesboro, TN

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong90 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

TO PROVIDE VERY LOW INCOME FAMILIES WITH SIMPLE, DECENT HOUSING

Income
$6.5 million
Spending
$5.3 million
Spent on programs
91%
Reserves
13.5 months of spending
Largest source of income
fees for its services, 71%
Employees
25
Volunteers
1,440
Highest pay
$112,115, chief executive officer

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 90 out of 100. Higher than 81% of charities in its peer group (housing, $1m to $10m).

  • Reserves

    35 of 35

    Spendable reserves would cover 13.5 months of spending.

  • Debt

    10 of 20

    It owes 45% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 17% of income.

  • Income trend

    15 of 15

    Income rose 39% on the year before.

  • Spending floor

    15 of 15

    91% of spending went to programs and raising each dollar of donations cost 5 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 70% of charities in its peer group (housing, $1m to $10m).

  • Independent board

    25 of 25

    20 of 20 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $2.9 million spent. HABITAT USES VOLUNTEER LABOR TO CONSTRUCT HOMES FOR LOW INCOME FAMILIES DURING THE YEAR. 10 HOMES WERE COMPLETED AND TRANSFERRED TO HOMEOWNERS. OUR ORGANIZATION HAS CONTINUED THE DEVELOPMENT OF THE LEGACY POINTE SUBDIVISION. PHASE I OF LEGACY POINTE HAS 18 LOTS, OF WHICH ALL HAVE BEEN USED TO BUILD HOMES WHICH HAVE BEEN TRANSFERRED TO HOMEOWNERS. WE HAVE COMPLETED DEVELOPMENT ON PHASE 2 CONSISTING OF 21 LOTS, AND WILL BEGIN TRANSFER OF THESE HOMES TO HOMEOWNERS IN THE NEXT FISCAL YEAR. WE EXPECT TO DEVELOP 77 TOTAL LOTS OVER THE LIFE OF THIS DEVELOPMENT FOR USE IN BUILDING AN ENTIRE HABITAT SUBDIVISION. 1,242 VOLUNTEERS HAVE CONTRIBUTED OVER 7,327 VOLUNTEER HOURS TO HOME CONSTRUCTION OPERATIONS. WE ALSO REHABILATED SEVERAL HOUSES FOR LOW INCOME HOMEOWNERS UNDER AN AGING IN PLACE PROGRAM.
  2. $1.6 million spent. HABITAT PROVIDES HOMEOWNER SERVICES TO EXISTING AND PROSPECTIVE HOMEOWNERS THROUGH IDENTIFICATION OF FAMILIES FOR HOMEOWNERSHIP AND THROUGH CLASSES TO HELP IMPROVE FINANCIAL SITUATIONS, REPAIR CREDIT, LOWER DEBT, AND MANAGE MONEY IN AN EFFORT TO BECOME SUCCESSFUL HOMEOWNERS.
  3. $377,210 spent. HABITAT OPERATES A RESTORE THAT RECEIVES DONATED MERCHANDISE FOR RESALE TO THE PUBLIC. RESTORE PROVIDES ADDITIONAL FUNDS TO ALLOW HABITAT TO CARRY OUT ITS PURPOSE OF PROVIDING AFFORDABLE HOUSING TO LOW INCOME HOMEOWNERS. APPROXIMATELY 900 VOLUNTEER HOURS BY 200 VOLUNTEERS HAVE BEEN CONTRIBUTED TO THE RESTORE OPERATIONS.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.