Skip to the page content
Your donations
Passes our checks

Loam Media Inc

EIN 94-1442453 · Franklin, TN

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood89 out of 100GovernanceFair64 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

A RELIGIOUS, NON-COMMERICIAL RADIO & MEDIA MINISTRY SPREADING THE COMFORT AND HOPE OF THE GOSPEL.

Income
$10.7 million
Spending
$12.3 million
Spent on programs
70%
Reserves
75 months of spending
Largest source of income
donations and private grants, 73%
Employees
40
Volunteers
10
Highest pay
$235,026, president

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 89 out of 100. Higher than 72% of charities in its peer group (religion, $10m to $100m).

  • Reserves

    35 of 35

    Spendable reserves would cover 75.0 months of spending.

  • Debt

    20 of 20

    It owes 10% of what it owns.

  • Living within its means

    4 of 15

    Spending exceeded income by 15% of income.

  • Income trend

    15 of 15

    Income rose 58% on the year before.

  • Spending floor

    15 of 15

    70% of spending went to programs and raising each dollar of donations cost 9 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Fair: 64 out of 100. Higher than 11% of charities in its peer group (religion, $10m to $100m).

  • Independent board

    18 of 25

    4 of 4 voting board members are independent.

  • Conflict of interest policy

    0 of 15

    Reports no written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    9 of 15

    Its accounts were reviewed or compiled by an independent accountant, but not audited.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (2)
  1. $8.6 million spent. SINCE 1958, FAMILY STATIONS, INC.FAMILY RADIOHAS REMAINED A NON-COMMERCIAL, NONPROFIT RADIO AND MEDIA MINISTRY FUNDED THROUGH THE FINANCIAL GIFTS OF LISTENERS AND FRIENDS. OUR MISSION IS TO DECLARE THE GOSPEL OF THE LORD JESUS CHRIST, THE WORD OF GOD; AND TO BRING COMFORT AND HOPE THROUGH UPLIFTING MUSIC, POIGNANT STORIES THAT TEACH BIBLICAL PRINCIPLES, AND POWERFUL, BIBLICAL PREACHING. WE ENDEAVOR TO BE A TRUSTED REFUGE FOR THE WEARY, A BEACON OF HOPE FOR THE HOPELESS, AND A SOURCE OF RELIABLE, BIBLICAL TRUTH. WE ACCOMPLISH OUR MISSION IN A VARIETY OF WAYS: BY AIRING NATIONALLY KNOWN, REFORMED TEACHERS; BY BROADCASTING CLASSIC AND MODERN HYMNS; BY SHARING SHORT TEACHING FEATURES; AND BY TELLING STORIES THAT GIVE OUR LISTENERS HOPE.AS A FEDERAL COMMUNICATIONS COMMISSION BROADCAST LICENSE HOLDER, WE RECOGNIZE OUR RESPONSIBILITY TO INFORM OUR LISTENERS, AS WELL AS SERVE THE LOCAL PUBLIC INTEREST AS A PUBLIC TRUSTEE.
  2. IN ADDITION TO NATIONALLY SYNDICATED PROGRAMS, FAMILY RADIO PRODUCES SEVERAL LOCALLY TARGETED OUTREACHES AND COMMUNITY SERVICE EFFORTS. FOR EXAMPLE, FAMILY RADIOS ONAIR EFFORTS INCLUDE: COMMUNITY BRIDGE:WE BELIEVE THAT GOD CALLS BELIEVERS TO BE HIS AMBASSADORS OF COMFORT AND HOPE TO OUR WORLD. COMMUNITY BRIDGE FEATURES HOST JENNY BURKHISER WITH OTHER LOCAL PROGRAMMING STAFF WHO DISCUSS LOCAL ISSUES AND INTERVIEW REPRESENTATIVES FROM COMMUNITY ORGANIZATIONS AS WELL AS VARIOUS MINISTRIES THROUGHOUT THE COUNTRY. LIFES QUESTIONS,GODS ANSWERS:LIFE POSES MANY DIFFICULT QUESTIONS. THANKFULLY, GOD HAS SUPPLIED THE ANSWERS WE NEED IN HIS WORD, THE BIBLE. ON LIFES QUESTIONS,GODS ANSWERS, FAMILY RADIO POSES OFTENASKED QUESTIONS THAT ARISE FROM DAILY LIFE AND TURNS TO THE BIBLE FOR THE ANSWERS. FAMILY BIBLE READING FELLOWSHIP: THE FOUNDATION FOR FAMILY RADIOS MINISTRY IS THE BIBLE. DURING FAMILY BIBLE READING FELLOWSHIP, THE BIBLE IS READ ALOUD WITHOUT COMMENTARY. THIS HALFHOUR PROGRAM AIRS EVERY DAY OF THE WEEK FOR LISTENERS EDIFICATION AND ENCOURAGEMENT. THIS CHRISTIAN LIFE AND ENCOURAGE MINTS: FAMILY RADIO ALSO PRODUCES ORIGINAL CONTENT DESIGNED TO UPLIFT THROUGH BITESIZED AND WHOLELIFE STORIES OF HOPE AND REDEMPTION. FAMILY RADIO PRAYER TEAM: EVERY MONTH, THE FAMILY RADIO NETWORK RECEIVES NEARLY 1,000 PRAYER REQUESTS FROM LISTENERS. AS A RESULT, WE HAVE ENLISTED LISTENERS THROUGH OUR WEBSITE TO JOIN WITH FAMILY RADIO LEADERSHIP AND STAFF TO PRAY FOR THESE REQUESTS. WEB AND SOCIAL MEDIA OUTREACH: FAMILY RADIO AVERAGES APPROXIMATELY 110,000 MONTHLY VISITORS TO THE WEBSITE: FAMILYRADIO.ORG. FAMILY RADIO HAS BEEN AND CONTINUES TO WORK WITH LOCAL PASTORS AND CHURCH LEADERS TO ASSIST, ENCOURAGE, AND SUPPORT THEIR EFFORTS IN THE COMMUNITIES WHERE THEY SERVE.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Worth knowing.

    The IRS does not require this organization to file annual returns.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since August 1960.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.