Young Mens Christian Association of San Francisco
Public records show a registered, tax-exempt organization in good standing.
What it says it does
OUR MISSION IS TO BUILD HEALTHY, SUSTAINABLE, AND EQUITABLE COMMUNITIES FOR ALL GENERATIONS.
- Income
- $121.6 million
- Spending
- $117.1 million
- Spent on programs
- 89%
- Reserves
- -0.4 months of spending
- Largest source of income
- fees for its services, 43%
- Employees
- 2,491
- Volunteers
- 791
- Highest pay
- $559,035, president & ceo
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 55 out of 100. Higher than 46% of charities in its peer group (human services, over $100m).
Reserves
0 of 35Spendable reserves are negative: it owes or has committed more than it holds.
Debt
10 of 20It owes 34% of what it owns.
Living within its means
15 of 15Income exceeded spending by 4% of income.
Income trend
15 of 15Income rose 2% on the year before.
Spending floor
15 of 1589% of spending went to programs and raising each dollar of donations cost 4 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 28% of charities in its peer group (human services, over $100m).
Independent board
25 of 2529 of 30 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $53.9 million spent. ECONOMIC & SOCIAL MOBILITY: WE CHAMPION ECONOMIC AND SOCIAL MOBILITY BY FOSTERING PATHWAYS TO EDUCATION, EMPLOYMENT, AND FINANCIAL STABILITY. WE PARTNER WITH CITY AND COUNTY LEADERSHIP TO ENSURE LONG-TERM SUSTAINABILITY OF ANCHOR EFFORTS TOWARDS GENERATIONAL ECONOMIC AND SOCIAL MOBILITY. THROUGH CAREER DEVELOPMENT PROGRAMS, TRAINING, COMMUNITY NAVIGATION AND REFERRAL SERVICES, BARRIER REMOVAL EFFORTS, ACADEMIC ACHIEVEMENT, AND DIGITAL ACCESS EFFORTS, WE EMPOWER INDIVIDUALS TOWARDS LASTING ECONOMIC AND SOCIAL MOBILITY. WE PROVIDE JOB READINESS AND SKILLS DEVELOPMENT THROUGH LEARNING HUBS, ALTERNATIVE EDUCATION, WORKFORCE/EMPLOYMENT TRAINING, AND INTERNSHIP/APPRENTICESHIP PARTNERSHIPS WITH LOCAL ORGANIZATIONS AND COMPANIES ACROSS THE BAY AREA. OUR FINANCIAL ASSISTANCE AND POVERTY ALLEVIATION EFFORTS ENSURE THAT ECONOMIC BARRIERS DO NOT PREVENT INDIVIDUALS FROM ACCESSING LIFE SKILL AND CAREER-BUILDING PROGRAMS, IMPROVING QUALITY OF LIFE, AND PERSONAL DEVELOPMENT OPPORTUNITIES AND THAT DRIVE LONG-TERM FINANCIAL AND SOCIETAL MOBILITY FOR ALL.
- $34.9 million spent. COMMUNITY WELL-BEING: THE YMCA IS A LEADING CATALYST AND PROVIDER OF WHOLE-PERSON HEALTH - SPIRIT, MIND AND BODY. WE CREATE SAFE, WELCOMING, AND INCLUSIVE SPACES THAT PROMOTE PHYSICAL AND MENTAL WELL-BEING, SOCIAL CONNECTION, AND COMMUNITY BRIDGE-BUILDING. OUR HOLISTIC AND CULTURALLY RESPONSIVE HEALTH AND WELL-BEING PROGRAMS CONSIST OF INDIVIDUAL AND GROUP EXERCISE, YOUTH AND ADULT SPORTS, REHABILITATION AND REENGAGEMENT PROGRAMS, AQUATICS, MENTAL WELLNESS EDUCATION, AND MORE. WE PRIORITIZE HUMAN-CENTERED WELL-BEING OPPORTUNITIES THROUGH DONOR-FUNDED FINANCIAL ASSISTANCE, AND ENSURE ALL INDIVIDUALS, REGARDLESS OF INCOME OR BACKGROUND, HAVE ACCESS TO HIGH IMPACT AND QUALITY OPPORTUNITIES, ALIGNING WITH OUR EFFORTS TO BUILD THRIVING COMMUNITIES. WE ENSURE THAT OUR PROGRAMS ENHANCE QUALITY OF LIFE FOR ALL AGES AND ABILITIES FOCUSED ON IMPROVING INDIVIDUAL AND COMMUNITY WELL-BEING. THROUGH THE GENEROSITY OF YMCA DONORS, FINANCIAL ASSISTANCE ENSURES ACCESSIBILITY FOR ALL IN THE COMMUNITY. NO ONE IS TURNED AWAY FOR AN INABILITY TO PAY.
- $15.5 million spent. YOUTH DEVELOPMENT - ALL AGES AND LIFE STAGES: AT THE YMCA, WE STRIVE TO CREATE A SAFE AND INCLUSIVE COMMUNITY WHERE INDIVIDUALS AND FAMILIES OF ALL AGES - ESPECIALLY YOUTH - CAN DISCOVER AND NURTURE THEIR POTENTIAL. WE BELIEVE THAT GROWTH AND LEARNING ARE LIFELONG JOURNEYS AND ARE PRIVILEGED TO SUPPORT INDIVIDUALS AT EVERY STAGE OF LIFE. THROUGH EARLY CHILDHOOD, YOUTH AND LEADERSHIP DEVELOPMENT, AND INITIATIVES THAT BRIDGE GENERATIONS, WE AIM TO CULTIVATE STRONG VALUES, ENCOURAGE LEARNING, AND FOSTER MEANINGFUL ENGAGEMENT. OUR YOUTH PROGRAMS FOCUS ON BUILDING ESSENTIAL COGNITIVE, SOCIAL-EMOTIONAL, LEADERSHIP, AND LIFE SKILLS, GROUNDED IN CORE VALUES. WE OFFER OPPORTUNITIES FOR EMPOWERMENT, INCLUDING THERAPEUTIC MENTORING AND LEADERSHIP DEVELOPMENT, WITH THE HOPE OF FOSTERING SELF-CONFIDENCE, ADVOCACY SKILLS, AND CAREER READINESS FOR LASTING SUCCESS. RECOGNIZING THAT DEVELOPMENT ENCOMPASSES ALL AGES AND LIFE STAGES, WE ALSO OFFER PROGRAMS AND SERVICES FOR ADULTS AND SENIORS, INCLUDING SENIOR PROGRAMMING, BRAIN HEALTH INITIATIVES, AND DIABETES PREVENTION. THESE PROGRAMS CONTRIBUTE TO COMBATING SOCIAL ISOLATION AND BUILDING VIBRANT, CONNECTED COMMUNITIES, STRENGTHENING INTERGENERATIONAL BONDS. BY EXPANDING OPPORTUNITIES FOR ALL AGES AND LIFE STAGES, WE REINFORCE SOCIAL CONNECTION, LIFELONG GROWTH, AND HOLISTIC EDUCATION TOWARDS POSITIVE COMMUNITY BRIDGE BUILDING AND UNITY.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since March 1936.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
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