Michigan Community Land Cooperative
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- It reported loans to or from officers, directors or other insiders.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
Affordable housing
- Income
- $90,020
- Spending
- $279,443
- Reserves
- 1.8 months of spending
- Largest source of income
- donations and private grants, 100%
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 17 out of 100.
Reserves
10 of 35Spendable reserves would cover 1.8 months of spending.
Debt
2 of 20It owes 79% of what it owns.
Living within its means
0 of 15Spending exceeded income by 210% of income.
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
This organization files the short tax form, which does not ask about boards, policies or audits. That is normal for a small charity and is not a mark against it.
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $213,854 spent. Purchased debt owed by Grand Rapids Alliance of Cooperative Communities (GRACC) to Allen Creek Grand Rapids LLC. The purchase allows GRACC to clear the debt over a longer period and at a lower interest rate. This will support their affordable housing efforts for many years.
- $37,815 spent. Continued to work on a property acquisition for affordable housing. The house had been leased by GRACC, but they were not financially able to purchase it. A purchase agreement was signed in April, and we were approved for a mortgage loan in May. We anticipate completing the purchase early in our next fiscal year. This property will provide housing for 16 low-, very low-, and extremely low-income people.
- $25,696 spent. We purchased seven vacant lots in Grand Rapids, MI. We plan to develop affordable housing on these lots, and integrate them with two adjacent lots that we plan to lease in January 2026 (with a plan to purchase from the current owner in the future). Initially, this project will house 11 people.
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since March 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.