Harbor Christian Academy
Public records show a registered, tax-exempt organization in good standing.
What it says it does
The mission of Harbor Christian Academy is to immerse students in a biblical worldview, cultivate academic excellence and spiritual growth, shape Christlike character, and empower students to transform the world through leadership and service.
- Income
- $251,997
- Spending
- $109,990
- Spent on programs
- 54%
- Reserves
- 22.9 months of spending
- Largest source of income
- donations and private grants, 91%
- Employees
- 0
- Volunteers
- 30
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Strong: 92 out of 100. Higher than 74% of charities in its peer group (education, $250k to $1m).
Reserves
35 of 35Spendable reserves would cover 22.9 months of spending.
Debt
20 of 20It owes 0% of what it owns.
Living within its means
15 of 15Income exceeded spending by 56% of income.
Spending floor
8 of 1554% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Good: 79 out of 100. Higher than 65% of charities in its peer group (education, $250k to $1m).
Independent board
25 of 256 of 6 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
0 of 10Did not give the board a copy of this return before filing it.
Independent check of accounts
12 of 15Its accounts were reviewed or compiled by an independent accountant, but not audited.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $94,397 spent. HCA served 18 students from September-December 2025. We had two paid teachers and an unpaid administrator. Our board has adopted the following Core Values: Core Values All Board, Administration, Faculty, and Staff must demonstrate that they understand and model a biblical world and life view and are committed to each student's spiritual, academic, emotional, social, and physical development. Faculty and Administration will be compensated fairly and in a manner that will allow them to receive a living wage for this area, thus increasing retention rates of highly-qualified staff. We will: ? Encourage every student to know Christ personally and to grow in His grace through the Holy Spirit. ? Teach students to develop biblical world and life views and be challenged to live according to biblical standards. ? Hire highly qualified and trained educators who teach and expect collaboration, communication, creativity, and compassion from their students. ? Maintain high standards of excellence in core academic subjects. ? Connect conceptual learning to practical application in life to develop lifelong learners. ? Develop life and social skills. ? Create opportunities for students to build character and develop resilience. ? Maintain appropriate class sizes and teacher/student ratios. ? Teach critical thinking skills so that students will have the tools to evaluate their current culture and climate considering God?s word. ? Encourage students to love the Lord their God with their whole heart, mind, and strength, instilling a desire to reach out in love and service at home, in their community, and around the world. Our expenses (teacher salaries and benefits, building rent and utilities, curricula, security/technology, etc.) are the necessary costs for achieving these goals.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since June 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.