Multi-State User Group
Public records raise at least one point you should look into before giving.
What it says it does
MULTI-STATE USER GROUP (MSUG) IS A MEMBER ORGANIZATION DESIGNED EXCLUSIVELY TO EDUCATE AND TRAIN COMMON INTEREST MEMBER BANKS AND THEIR EMPLOYEES IN THE HIGHEST QUALITY HARDWARE AND SOFTWARE APPLICATIONS. THE PURPOSE OF OUR GROUP IS TO "NETWORK" WITH EACH OTHER, AND MAKE THOSE CONTACTS WITH OTHER BANKS SO WE CAN CALL ON EACH OTHER FOR IDEAS, INFORMATION, ETC.
- Income
- $173,317
- Spending
- $169,162
Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Governance
This organization files the short tax form, which does not ask about boards, policies or audits. That is normal for a small charity and is not a mark against it.
Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- MULTI-STATE USER GROUP (MSUG) IS A MEMBER ORGANIZATION DESIGNED EXCLUSIVELY TO EDUCATE AND TRAIN COMMON INTEREST MEMBER BANKS AND THEIR EMPLOYEES IN THE HIGHEST QUALITY HARDWARE AND SOFTWARE APPLICATIONS. MSUG WILL HOLD ANNUAL CONFERENCES ORGANIZED BY OFFICERS OF THE ORGANIZATION TO TRAIN ITS MEMBERS. CONFERENCES WILL INCLUDE BREAKOUT SESSIONS AND SHOWCASES TO EDUCATE MEMBERS ON THE MOST CURRENT AND ADVANCED SOFTWARE AND HARDWARE APPLICATIONS USED IN THE BANKING INDUSTRY AND WILL BE A PLATFORM FOR 3RD PARTY VENDORS TO PROMOTE THEIR PRODUCTS. 100 PERCENT OF THE ORGANIZATION'S TIME WILL BE ALLOCATED TO PLANNING, ORGANIZING, AND HOSTING THE ANNUAL CONFERENCE, PROVIDING SOFTWARE EDUCATION TO ITS MEMBERS, DEVELOPING AND IMPLEMENTING A SCHOLARSHIP PROGRAM, AND FACILITATING ONLINE PEER-TO-PEER MEMBER FORUMS. ANNUAL CONFERENCES WILL BE FUNDED BY MEMBERSHIP DUES PAID ANNUALLY BY ITS MEMBERS AS WELL AS CONFERENCE DUES PAID AT THE TIME OF CONFERENCE REGISTRATION. MSUG WILL DEVOTE 100 PERCENT OF ITS EXPENSES TO ANNUAL CONFERENCES (INCLUDING PURCHASING A PLAQUE TO COMMEMORATE THE PRESIDENT'S SERVICE TO THE ORGANIZATION AS WELL AS MEMBER GIFTS), MEMBERSHIP DUES, PROVIDE ACCESS TO CONFERENCE REGISTRATION, EDUCATING MEMBERS, DEVELOPING AND IMPLEMENTING A SCHOLARSHIP PROGRAM, AND PROVIDING ONLINE ACCESS TO PEER-TO-PEER MEMBER FORUMS. THE ANNUAL CONFERENCE FURTHERS THE ORGANIZATION'S PURPOSE IN THAT IT IS THE MAIN PLATFORM USED TO SUPPORT AND EDUCATE MEMBERS AND THE MEMBER FORUMS ALLOW MEMBERS TO CONNECT ON A CONTINUAL BASIS.
Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(6) business league.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Caution.
The IRS master file records contributions to this 501(c)(6) business league as not deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since June 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.