Pakini Loan Fund
Public records show a registered, tax-exempt organization in good standing.
What it says it does
THE PAKINI LOAN FUND'S MISSION IS TO PROVIDE RESPONSIBLE, FLEXIBLE FINANCING TO UNDERSERVED BORROWERS, SUPPORTING SUSTAINABLE ECONOMIC GROWTH, FINANCIAL RESILIENCE, AND LONG-TERM COMMUNITY IMPACT. THROUGH DISCIPLINED LENDING AND BORROWER-CENTRIC PROGRAMS, PAKINI AIMS TO BRIDGE CAPITAL GAPS WHILE PROMOTING PRUDENT FINANCIAL STEWARDSHIP.
- Income
- $102,310
- Spending
- $1,484
- Reserves
- Over 10 years of spending
- Largest source of income
- donations and private grants, 58%
Source: Form 990EZ for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990EZ for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
This organization files the short tax form, which does not ask about boards, policies or audits. That is normal for a small charity and is not a mark against it.
Source: Form 990EZ for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $495 spent. PROVIDES TERM LOANS AND WORKING CAPITAL SOLUTIONS TO SMALL AND GROWING BUSINESSES. THIS PROGRAM IS DESIGNED TO SUPPORT BUSINESS EXPANSION, STABILIZE CASH FLOW, AND CREATE OR RETAIN JOBS, PARTICULARLY IN UNDERSERVED MARKETS.
- $495 spent. OFFERS SMALL BUSINESS DEVELOPMENT TECHNICAL ASSISTANCE AND TRAINING ON VARIED TOPICS INCLUDING SMALL BUSINESS FINANCE, BUSINESS DEVELOPMENT, CAPITAL ACQUISITION AND PERSONAL AND BUSINESS CREDIT BUILDING WITH FOUNDATIONAL UNDERSTANDING.
- $494 spent. CURATES SMALL BUSINESS KNOWLEDGE TO SUPPORT DEVELOPMENT INITIATIVES TO THE COMMUNITY PAKINI SERVES. COMMUNICATING THEIR NEEDS TO PAKINI, STAFF WILL THEN SUPPORT THE CLIENT WITH ACCESS TO RESOURCES, CREATE ACTIONABLE PLANS AND PROVIDE REGULAR CHECK-IN TO MONITOR AND SUPPORT CLIENT PROGRESS.
Source: Form 990EZ for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending September 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since May 2023.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.