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Native Agriculture Financial Services

EIN 92-1718542 · Fayetteville, AR

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair55 out of 100GovernanceGood75 out of 100Impact evidenceDescribes programsHow well its results are evidenced

Points to look into

  • Only 40% of its spending went to programs.

These come from the organization's own tax return. There may be a good explanation; ask the charity.

What it says it does

To serve the capital access and educational needs of farmers and ranchers, and other food and agriculture-related entities, among Native American communities.

Income
$1.4 million
Spending
$1.9 million
Spent on programs
41%
Reserves
65.5 months of spending
Largest source of income
donations and private grants, 56%
Employees
6
Volunteers
0
Highest pay
$437,684, president/ceo

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 55 out of 100. Higher than 27% of charities in its peer group (community improvement, $1m to $10m).

  • Reserves

    35 of 35

    Spendable reserves would cover 65.5 months of spending.

  • Debt

    20 of 20

    It owes 12% of what it owns.

  • Living within its means

    0 of 15

    Spending exceeded income by 31% of income.

  • Income trend

    0 of 15

    Income fell 88% on the year before.

  • Spending floor

    0 of 15

    40% of spending went to programs and raising each dollar of donations cost 20 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Good: 75 out of 100. Higher than 25% of charities in its peer group (community improvement, $1m to $10m).

  • Independent board

    5 of 25

    0 of 4 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (2)
  1. $568,900 spent. NAFS will provide capital access and related services to support and promote Native American's continued engagement in agriculture and enhance their involvement in activities that further intergenerational sustainability of Native communities. NAFS will also enhance philanthropic efforts that support capital access and will engage with others focused on encouraging food security and agriculture in Native communities. b. This activity will be carried out by the employees and leadership of NAFS, their consultants, and their partner and collaborative organizations. c. NAFS will serve the agriculture sector of what is known as Indian Country, which spans across all states of the United States. According to the most recent Census of Agriculture, there are at least 80,000 plus Native farmers and ranchers, fishers and silviculturists in some of the most remote communities in rural America. d. 75 percent of the NAFS's time is focused on capital access and fundraising to secure capital for to support Native agriculture. e. All NAFS' activities will be funded through donations, grants, and agreements for services, and 75 percent of NAFS's overall expenses are allocated to this activity. f. This activity furthers NAFS's charitable exempt purposes by promoting social welfare, in that it provides capital access at low interest rates to persons who have not and do not have access to traditional means of capital, and more broadly eliminates prejudice and discrimination and combats community deterioration.
  2. $189,633 spent. NAFS will provide, at nominal or no cost to the participant, educational training and technical assistance focusing on business planning, financial and risk management in agriculture production, financial literacy, and related topics which form the basis for achieving sustainable farming and ranching, including the work of fishers and silviculturists, within Native communities. b. This activity will be carried out by the employees and leadership of NAFS, their consultants, and their partner and collaborative organizations. c. NAFS will serve the agriculture sector of what is known as Indian Country, which spans across all states of the United States. d. 25 percent of the NAFS's time is devoted to this activity. e. All NAFS' activities will be funded through donations, grants, and agreements for services, and 25 percent of NAFS's overall expenses are allocated to this activity. f. This activity furthers NAFS's educational exempt purposes by providing educational services on agriculture production, financial literacy, and related topics which form the basis for achieving sustainable farming and ranching, including the work of fishers and silviculturists, within Native communities, to the public.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since May 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.