Passes our checks

South Dakota Native Homeownership Coalition Inc

EIN 92-0333372 · Kyle, SD

Public records show a registered, tax-exempt organization in good standing.

What it says it does

TO INCREASE HOMEOWNERSHIP OPPORTUNITIES FOR SOUTH DAKOTA'S NATIVE PEOPLE TO BUILD STRONG AND HEALTHY COMMUNITIES.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Good: 80 out of 100. Higher than 61% of charities in its peer group (community improvement, $1m to $10m).

Reserves
28 of 35
Spendable reserves would cover 6.4 months of spending.
Debt
10 of 20
It owes 31% of what it owns.
Living within its means
15 of 15
Income exceeded spending by 35% of income.
Spending floor
15 of 15
97% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Good: 76 out of 100. Higher than 27% of charities in its peer group (community improvement, $1m to $10m).

Independent board
25 of 25
8 of 8 voting board members are independent.
Conflict of interest policy
15 of 15
Has a written conflict of interest policy.
Whistleblower policy
0 of 8
Reports no written whistleblower policy.
Record keeping policy
7 of 7
Has a written policy on keeping and destroying records.
Board minutes
5 of 5
Keeps minutes of board meetings.
Board sees the tax return
10 of 10
Gave the board a copy of this return before filing it.
Independent check of accounts
0 of 15
Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
10 of 10
Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)

$1.3 million spent. THE SOUTH DAKOTA NATIVE HOMEOWNERSHIP COALITION IS A COLLABORATIVE GROUP OF KEY AGENCIES DEDICATED TO INCREASING HOMEOWNERSHIP OPPORTUNITIES FOR NATIVE AMERICANS IN THE STATE OF SOUTH DAKOTA. OUR GROWING GROUP OF MEMBERS INCLUDING REPRESENTATIVES OF SOUTH DAKOTA'S TRIBES, FEDERAL AND STATE AGENCIES, TRIBALLY DESIGNATED HOUSING ENTITIES (TDHES), NONPROFIT ORGANIZATIONS, HOUSING DEVELOPERS, LENDERS, AND COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS COLLECTIVELY DEVELOP AND IMPLEMENT INNOVATIVE STRATEGIES THAT PROMOTE NATIVE AMERICAN HOMEOWNERSHIP. THIS IS ACCOMPLISHED THROUGH THE COALITION'S HOMEOWNERSHIP PROGRAM, WHICH PROVIDES HOMEBUYER EDUCATION AND INDIVIDUALIZED HOMEOWNERSHIP COACHING TO HELP FAMILIES PREPARE FOR SUCCESSFUL, SUSTAINABLE HOMEOWNERSHIP. THE COALITION CONNECTS FAMILIES WITH LENDERS, DOWN PAYMENT ASSISTANCE PROGRAMS, TRIBAL HOUSING ENTITIES, AND OTHER HOUSING-RELATED RESOURCES. THE COALITION DOES NOT ORIGINATE LOANS OR OFFER DIRECT FINANCING.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending September 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since December 2023.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.