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North Seattle Community College Foundation

EIN 91-1163554 · Seattle, WA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong100 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

THE NORTH SEATTLE COMMUNITY COLLEGE FOUNDATION (THE FOUNDATION) OPERATES EXCLUSIVELY FOR RELIGIOUS, CHARITABLE, SCIENTIFIC, LITERARY, OR EDUCATIONAL PURPOSES WITHIN THE MEANING OF SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE OF 1954, AS AMENDED. - SEE SCHEDULE O

Income
$10.4 million
Spending
$6.8 million
Spent on programs
89%
Reserves
38.3 months of spending
Largest source of income
fees for its services, 49%
Employees
60
Volunteers
2
Highest pay
$281,132, president

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 100 out of 100. Higher than 95% of charities in its peer group (human services, $10m to $100m).

  • Reserves

    35 of 35

    Spendable reserves would cover 38.3 months of spending.

  • Debt

    20 of 20

    It owes 13% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 35% of income.

  • Income trend

    15 of 15

    Income rose 15% on the year before.

  • Spending floor

    15 of 15

    89% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 35% of charities in its peer group (human services, $10m to $100m).

  • Independent board

    25 of 25

    10 of 10 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (2)
  1. $5.9 million spent. CONSUMER CREDIT COUNSELING: THE FOUNDATION'S CONSUMER CREDIT COUNSELING PROGRAM PROVIDES CONFIDENTIAL, INDIVIDUALIZED FINANCIAL COUNSELING AND EDUCATION TO FINANCIALLY DISTRESSED INDIVIDUALS. IN FY2025, CERTIFIED COUNSELORS ASSISTED OVER 14,800 CLIENTS IN MANAGING PERSONAL FINANCES AND IDENTIFYING SOLUTIONS FOR DEBT REPAYMENT. ALL COUNSELING AND EDUCATIONAL SERVICES ARE PROVIDED AT NO CHARGE. NET REVENUES ARE AVAILABLE AT THE DISCRETION OF THE BOARD TO FURTHER THE FOUNDATION'S FINANCIAL AID AND PROGRAMMATIC SUPPORT OF THE COLLEGE. DEBT MANAGEMENT PLANS: AMERICAN FINANCIAL SOLUTIONS (AFS) HELPS CLIENTS FREE THEMSELVES FROM THE ANXIETY AND STRESS OF CREDIT, DEBT, AND FINANCIAL WORRIES BY PROVIDING CREDIT COUNSELING, FINANCIAL EDUCATION, AND DEBT MANAGEMENT SERVICES THAT PUT CLIENTS IN CONTROL OF THEIR FINANCIAL SUCCESS. CLIENTS STRUGGLING WITH UNSECURED DEBT MAY ENROLL IN A DEBT MANAGEMENT PLAN (DMP), CONSOLIDATING MULTIPLE DEBTS INTO A SINGLE MONTHLY PAYMENT TAILORED TO THE CLIENT'S BUDGET. FEES FOR DMP ENROLLMENT ARE REGULATED AND WAIVED IN CASES OF FINANCIAL HARDSHIP. DURING THE FISCAL YEAR, 7,150 DMPS WERE INITIATED, AND 2,250 CLIENTS SUCCESSFULLY COMPLETED THEIR PLANS, COLLECTIVELY REPAYING OVER $21 MILLION IN DEBT. TOTAL CLIENT DEBT REPAYMENT FOR THE YEAR EXCEEDED $119 MILLION. HOME FORECLOSURE COUNSELING: AS A SUB-GRANTEE OF THE WASHINGTON STATE HOUSING FINANCE COMMISSION AND A HUD-APPROVED AGENCY, AFS PROVIDED FORECLOSURE PREVENTION COUNSELING TO OVER 600 CLIENTS. COUNSELORS WORKED DIRECTLY WITH CLIENTS AND LENDERS TO IDENTIFY SOLUTIONS, RESULTING IN 222 FAMILIES MAINTAINING HOMEOWNERSHIP. ALL SERVICES WERE DELIVERED CONFIDENTIALLY AND AT NO COST TO THE CLIENT. HOMEBUYER COUNSELING: AFS ASSISTED 75 CLIENTS IN PREPARING FOR HOMEOWNERSHIP BY EVALUATING FINANCIAL READINESS, EDUCATING ON THE LENDING PROCESS, AND REVIEWING LOAN DOCUMENTS. TWENTY CLIENTS SUCCESSFULLY PURCHASED HOMES DURING THE FISCAL YEAR. BANKRUPTCY COUNSELING AND EDUCATION: CERTIFIED COUNSELORS PROVIDED PRE-BANKRUPTCY ASSESSMENTS AND POST-BANKRUPTCY FINANCIAL EDUCATION IN COMPLIANCE WITH FEDERAL REQUIREMENTS. APPROXIMATELY 90 CLIENTS RECEIVED PRE-BANKRUPTCY COUNSELING, AND 33 COMPLETED POST-BANKRUPTCY EDUCATION. STUDENT LOAN COUNSELING AFS DELIVERED TAILORED COUNSELING TO OVER 100 INDIVIDUALS SEEKING ASSISTANCE WITH STUDENT LOAN MANAGEMENT. THE PROGRAM ALSO OFFERED EDUCATIONAL RESOURCES TO EMPLOYERS AND EMPLOYEES, INCLUDING ON-SITE CLASSES AND INDIVIDUAL COUNSELING.
  2. $212,398 spent. PUBLIC EDUCATIONAL OUTREACH: THE FOUNDATION CONDUCTED FREE WORKSHOPS, SEMINARS, PUBLICATIONS, AND ONLINE COURSES ON CONSUMER DEBT AND PERSONAL FINANCE. A TOTAL OF 1,168 INDIVIDUALS PARTICIPATED IN EDUCATIONAL PROGRAMS VIA ONLINE PLATFORMS. FINANCIAL LITERACY EDUCATION: AFS PROVIDED A COMPREHENSIVE, FREE 10-PART CURRICULUM COVERING BUDGETING, BORROWING, INVESTING, BANKING, AND STUDENT LOAN REPAYMENT. COURSES WERE AVAILABLE ONLINE AND IN-PERSON, SERVING ADULTS, YOUNG ADULTS, PARENTS, AND TEACHERS. AFS ALSO CONDUCTS IN-PERSON WORKSHOPS IN WESTERN WASHINGTON. THESE WORKSHOPS HELP TO BUILD THE KNOWLEDGE SKILLS AND BEHAVIORS NECESSARY FOR PEOPLE TO SUCCESSFULLY MANAGE THEIR FINANCES. A VARIETY OF PROGRAMS ARE AVAILABLE FOR ADULTS, YOUNG ADULTS, PARENTS AND TEACHERS.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since March 1988.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.