Skip to the page content
Your donations
Passes our checks

Mountainlands Community Housing

EIN 87-0514438 · Park City, UT

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthWeak20 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

MOUNTAINLANDS COMMUNITY HOUSING ASSOCIATION'S (MCHA) PURPOSE IS BASED ON THE BELIEF THAT A SAFE AFFORDABLE HOME IS OFTEN A FAMILY'S FIRST STEP TOWARD ECONOMIC SELF-SUFFICIENCY. MCHA ADDRESSES THE DUAL PROBLEMS OF HOUSING AFFORDABILITY AND AVAILABILITY ON THREE FRONTS: ACQUISITION AND NEW CONSTRUCTION OF AFFORDABLE HOUSING, DIRECT ASSISTANCE IN SECURING HOUSING AND NEEDED BASIC SERVICES, AND EDUCATION AND ADVOCACY TO PROMOTE HOUSING POLICY.

Income
$3.5 million
Spending
$4.2 million
Spent on programs
92%
Reserves
-28.8 months of spending
Largest source of income
fees for its services, 89%
Employees
9
Volunteers
14
Highest pay
$127,780, executive director (from 5/24)

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Weak: 20 out of 100.

  • Reserves

    0 of 35

    Spendable reserves are negative: it owes or has committed more than it holds.

  • Debt

    5 of 20

    It owes 72% of what it owns.

  • Living within its means

    0 of 15

    Spending exceeded income by 19% of income.

  • Income trend

    0 of 15

    Income fell 39% on the year before.

  • Spending floor

    15 of 15

    92% of spending went to programs and raising each dollar of donations cost 8 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100.

  • Independent board

    25 of 25

    14 of 14 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $1.4 million spent. MOUNTAINLANDS CONTINUES TO MAINTAIN SERVICE CONTRACTS WITH BOTH SUMMIT AND WASATCH COUNTIES TO COMPLETE ANNUAL COMPLIANCE MONITORING FOR DEED-RESTRICTED AFFORDABLE HOUSING UNITS.IN AUGUST 2022, MOUNTAINLANDS RE-LAUNCHED ITS COMMUNITY-BASED HOUSING RESOURCE CENTER (HRC) AS A DEPARTMENT WITHIN THE ORGANIZATION WITH A TWOFOLD PURPOSE:1. TO COORDINATE AND FOCUS COMMUNITY SUPPORT FOR AFFORDABLE HOUSING; AND2. TO SERVE AS A ONE-STOP-SHOP TO ASSIST PEOPLE IN IDENTIFYING AND OBTAINING HOUSING.THIS INCLUDES A BILINGUAL HOUSING NAVIGATOR DEDICATED TO CONNECTING RESIDENTSPARTICULARLY UNDERSERVED, LOWER-INCOME LATINX HOUSEHOLDSTO AFFORDABLE HOUSING OPPORTUNITIES. SINCE THEN, THE HRC HAS CONTINUED TO HELP MEMBERS OF THE LOCAL WORKFORCE NAVIGATE HOUSING OPTIONS. IN 2024, THE HRC: INCREASED THE PARK CITY MUNICIPAL CORPORATION (PCMC) AFFORDABLE HOUSING WAITLIST BY 28 HOUSEHOLDS. HELPED 4 FAMILIES APPLY TO THE HABITAT FOR HUMANITY HOMEOWNERSHIP PROGRAM. ASSISTED 4 FAMILIES IN APPLYING FOR THE CROWN RENT-TO-OWN PROGRAM.THE CONTINUED HIGH INTEREST RATES HAVE REMAINED A SIGNIFICANT BARRIER FOR FIRST-TIME HOMEBUYERS, RESULTING IN A NOTICEABLE DECREASE IN QUALIFIED APPLICANTS.IN RESPONSE, THE HRC PROVIDED 16 INDIVIDUALS AND 8 FAMILIES (UP FROM 18) WITH EDUCATION AND COUNSELING ON: DEBT-TO-INCOME RATIOS BUILDING AND MAINTAINING STRONG CREDIT SCORES BUDGETING FOR HOMEOWNERSHIP UNDERSTANDING HOW INTEREST RATES AFFECT BUYING POWER SMART CREDIT CARD USAGE AND STRATEGIES TO REDUCE DEBT AND REPAIR CREDITTHE HRC ALSO ASSISTED WITH THE RESALE OF 12 AFFORDABLE UNITS IN SUMMIT COUNTY (UP FROM 7).MOUNTAINLANDS CONTINUES TO MAINTAIN SERVICE CONTRACTS WITH BOTH SUMMIT AND WASATCH COUNTIES TO COMPLETE ANNUAL COMPLIANCE MONITORING FOR DEED-RESTRICTED AFFORDABLE HOUSING UNITS.
  2. $1.4 million spent. THE MUTUAL SELF-HELP HOUSING PROGRAM IS A USDA/RURAL DEVELOPMENT PROGRAM SPONSORED BY MOUNTAINLANDS FOR LOW-INCOME TO VERY LOW-INCOME FAMILIES TO ACHIEVE THE DREAM OF HOME OWNERSHIP THROUGH "SWEAT EQUITY". DURING THIS FISCAL YEAR, THE SELF HELP PROGRAM SAW FUNDING AT THE FEDERAL LEVEL CUT AND DELAYED, WHICH CAUSED DELAYS IN CLOSING THE NEXT GROUP OF PARTICIPANTS. GROUP 25 PARTICIPANTS BEGAN CONSTRUCTION ON 6 TOWNHOMES IN THE PARKVIEW PLACE DEVELOPMENT IN HEBER CITY. GROUP 25 IS SCHEDULED TO BE COMPLETED BY THE FALL OF 2025. THE NEXT GROUP OF SELF-HELP PARTICIPANTS HAVE SUBMITTED THEIR APPLICATIONS. DUE TO THE FUNDING CUTS, WE DO NOT EXPECT THESE HOMES TO BE FUNDED UNTIL NEXT SPRING.
  3. $1.0 million spent. LAST YEAR, MOUNTAINLANDS CONTINUED WORK THE PARKVIEW PLACE SUBDIVISION IN HEBER CITY, A 49-LOT SUBDIVISION. THE SUBDIVISION CONSTISTS OF 13 SINGLE FAMILY, 30 TOWNHOMES AND 6 DUPLEX UNITS. ALL OF WHICH WILL BE SOLD AS AFFORDABLE HOUSING. WE CONTINUE TO MAKE PROGRESS AS IN 2024 CONSTRUCTION STARTED ON GROUP 25 OF THE SELF-HELP PROGRAM WHICH INCLUDES 6 AFFORDABLE TOWNHOME UNITS. THESE UNITS ARE EXPECTED TO BE COMPLETED IN THE FALL OF 2025.
  4. IN 2024, MCHT COMPLETED MINEROS, A 24 UNIT AFFORDABLE RENTAL PROJECT LOCATED IN THE SILVER CREEK DEVELOPMENT. THESE RENTAL UNITS ARE RENTED TO QUALIFIED TENANTS MAKING 60% OF THE AREA MEDIAN INCOME OR LESS.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since September 1994.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.