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Finability

EIN 85-3874734 · Portland, OR

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong100 out of 100GovernanceStrong91 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

TO EMPOWER SURVIVORS OF DOMESTIC ABUSE TO BUILD FINANCIAL SECURITY AND AUTONOMY.

Income
$909,129
Spending
$154,129
Spent on programs
67%
Reserves
24.9 months of spending
Largest source of income
donations and private grants, 99%
Employees
1
Volunteers
40
Highest pay
$87,999, executive dir.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 100 out of 100. Higher than 89% of charities in its peer group (crime and legal services, $250k to $1m).

  • Reserves

    35 of 35

    Spendable reserves would cover 24.9 months of spending.

  • Debt

    20 of 20

    It owes 0% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 83% of income.

  • Spending floor

    15 of 15

    67% of spending went to programs and raising each dollar of donations cost 2 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 91 out of 100. Higher than 69% of charities in its peer group (crime and legal services, $250k to $1m).

  • Independent board

    25 of 25

    9 of 9 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    6 of 15

    Its accounts were not audited or reviewed by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $31,777 spent. FINANCIAL PARTNERSHIPS: IN 2024, FINABILITY LAUNCHED A PILOT OF ITS 1:1 FINANCIAL MENTORING PROGRAM, PAIRING SURVIVORS WITH TRAUMA-INFORMED FINANCIAL PROFESSIONALS FOR SUPPORT ON BUDGETING, CREDIT, DEBT, AND FINANCIAL GOALS. ALL MENTEES REPORTED INCREASED FINANCIAL CONFIDENCE, WITH A PERFECT 10/10 NET PROMOTER SCORE. IN PARTNERSHIP WITH FINANCIAL BEGINNINGS, WE ALSO DELIVERED VIRTUAL FINANCE WORKSHOPS, WHICH EARNED A 9.5/10 NET PROMOTER SCORE AND AN AVERAGE REPORTED INCREASE IN FINANCIAL CONFIDENCE OF 9.5/10
  2. $26,100 spent. COMMUNITY PARTNERSHIPS: IN 2024, FINABILITYS SURVIVOR ADVISORY COMMITTEE CONTINUED TO SHAPE STRATEGIC PRIORITIES, DESIGN PROGRAMS, AND LEAD PUBLIC EDUCATION EFFORTS. THEY LAUNCHED QUARTERLY WEBINARS ATTENDED BY OVER 125 COMMUNITY MEMBERS AND RAN ADVOCACY CAMPAIGNS TO RAISE AWARENESS OF FINANCIAL ABUSE. FINABILITY ALSO SUPPORTED SYSTEMS CHANGE BY JOINING A NATIONAL WORKING GROUP LED BY THE CENTER FOR SURVIVOR AGENCY & JUSTICE AND COLLABORATING WITH 12+ CRISIS SUPPORT ORGANIZATIONS ACROSS OREGON TO BUILD MORE SURVIVOR-CENTERED FINANCIAL SERVICES.
  3. $22,701 spent. WEBSITE PRODUCT: IN 2024, FINABILITYS WEBSITE AND ONLINE TOOLS PROVIDED LIFESAVING INFORMATION TO OVER 24,000 USERS. OUR DIGITAL FINANCIAL TOOLKIT INCLUDES 25+ SURVIVOR-INFORMED MODULES AND BLOG POSTS ANSWERING URGENT SAFETY AND FINANCIAL QUESTIONS LIKE HOW DO I SAFELY OPEN A BANK ACCOUNT?, HOW DO I HEAL FROM FINANCIAL TRAUMA AND ABUSE?, AND HOW DO I SEPARATE MY FINANCES FROM MY HARM DOER? THE TOOLKIT IS NOW AVAILABLE IN FIVE LANGUAGES, AND WE COMPLETED 30,952 TRANSLATION REQUESTS.
  4. $22,435 spent. OUR OUTREACH AND COMMUNICATIONS WORK IN 2024 INCLUDED OUR SECOND ANNUAL #SPEAKOUT EVENT, WHERE SURVIVORS SHARED THEIR STORIES IN PORTLANDS 13TH AVENUE PLAZA TO AN AUDIENCE OF 80+ ATTENDEES. THE EVENT FEATURED 12 NONPROFIT PARTNERS (UP FROM 2 LAST YEAR) AND EARNED A NET PROMOTER SCORE OF 9.6/10, SIGNALING HIGH IMPACT. IN ADDITION TO #SPEAKOUT, THESE FUNDS SUPPORTED AWARENESS CAMPAIGNS ON DOMESTIC AND FINANCIAL ABUSE, A SERIES OF EDUCATIONAL LUNCH-AND-LEARNS WITH FINANCIAL INSTITUTIONS, AND A DOMESTIC VIOLENCE SIMULATION EXPERIENCE TO HELP BANK STAFF AND COMMUNITY MEMBERS BETTER UNDERSTAND THE COMPLEX BARRIERS SURVIVORS FACE.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since March 2022.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.