Cross Community Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
The mission of Cross Community is to advance human dignity, equity, and flourishing in Montgomery County, Maryland and to assist the faith sector to be more effective in building, empowering hope, and transforming lives.
- Income
- $1.3 million
- Spending
- $1.3 million
- Spent on programs
- 93%
- Reserves
- 0.7 months of spending
- Largest source of income
- donations and private grants, 73%
- Employees
- 11
- Volunteers
- 400
- Highest pay
- $105,431, executive director
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 62 out of 100. Higher than 29% of charities in its peer group (food and agriculture, $1m to $10m).
Reserves
4 of 35Spendable reserves would cover 0.7 months of spending.
Debt
16 of 20It owes 28% of what it owns.
Living within its means
12 of 15Income exceeded spending by 2% of income.
Income trend
15 of 15Income rose 19% on the year before.
Spending floor
15 of 1593% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Good: 78 out of 100. Higher than 39% of charities in its peer group (food and agriculture, $1m to $10m).
Independent board
18 of 254 of 4 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
0 of 15Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (2)
- $1.0 million spent. Food distribution: Cross Community has made a tangible difference for families in Montgomery County by addressing immediate needs and building long-term pathways to stability. In 2024, we completed 90 food distributions, serving an average of 500 households monthly and distributing more than 1 million pounds of food. Since the start of our organization in 2020: We have hired 11 people from the community, 7 in partnership with the states workforce and service development program (DSCI), distributed on average 1 million lbs of food and 140,000 diapers annually to the community and have had continual weekly operations for past 5 years, conducted community survey of 1300 residents, 900 Spanish speaking (2021). Cross Community has also started up critical community needs programs: Food distributions (2020), Equity vaccine clinics (2021), VITA tax preparation service (2022), and Calmer Students Society (2024).
- $209,779 spent. Community outreach: Through our VITA tax preparation program, in 2024 we served 400 clients, filed 300 tax returns, and brought back $650,000 in refunds and credits to low-income familiesdirectly boosting their financial security. We have also certified three community health workers and a lactation consultant, expanding access to culturally competent health support. In partnership with Worksource Montgomery, we helped 50 people improve their employment situations, and enrolled over 100 individuals in the ACP digital equity program, bridging the technology gap for underserved residents.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since March 2021.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.