Federation of Americans for Consumer Choice
Public records raise at least one point you should look into before giving.
What it says it does
To promote a level playing field for independent insurance professionals by advocating and influencing practices regulations and legislation that foster consumer choice.
- Income
- $436,101
- Spending
- $487,017
- Employees
- 0
- Volunteers
- 0
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Governance
This return does not answer enough of the governance questions to score.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- FACC advocates for regulatory and legislative efforts to protect consumers managing retirement income with Life Insurance Fixed Annuities and Long-Term Care insurance. The 2024 Fiduciary Rule was vacated by a final order in FACCs lawsuit against the DOL. FACC and DOL have agreed to dismiss FACCs four-year-old lawsuit challenging the DOLs 2020 fiduciary guidance. The dismissal is based on a joint stipulation stating the New Interpretation is no longer in effect the Deseret Advisory Opinion is reinstated and the DOL will not use the New Interpretation to determine fiduciary status.
- Major Regulatory Milestones and Outcomes of FACCs efforts have led to significant regulatory victories that protect independent distribution. These successes underscore FACCs commitment to defending independent insurance distribution.
- The independent distribution system remains robust effectively serving millions of consumers. The nationwide adoption of the NAIC model regulation has kept the distribution framework intact ensuring a balance between consumer protection and choice. Independent agents play a crucial role in helping Americans attain financial security and the system thrives despite regulatory hurdles.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(6) business league.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Worth knowing.
Status was revoked on May 15, 2023 for not filing returns for three years. The IRS now lists it as tax-exempt again.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Caution.
The IRS master file records contributions to this 501(c)(6) business league as not deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since March 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.