The Harvest Fund Ltd
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- It owes more than it owns.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
The Harvest Fund's vision is to be an enterprise that builds the agricultural economy while eradicating poverty and promoting environmental sustainability. Our mission is to improve the livelihoods of Zambian female farming cooperatives. In Zambia and similar countries, women are the backbone of agriculture yet toil away with their bare hands and feet and basic tools. The Harvest Fund creates a profitable half-hectare vegetable plot for each of its 10+ cooperatives that is watered year-round with a solar-powered irrigation system. We provide seed, fertilizer, and regenerative agriculture training to make these women farmers more productive and permanently escape poverty.
- Income
- $165,768
- Spending
- $178,375
- Reserves
- 0 months of spending
- Largest source of income
- donations and private grants, 100%
- Highest pay
- $18,000, chief executive officer
Source: Form 990EZ for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 11 out of 100. Higher than 2% of charities in its peer group (international, under $250k).
Reserves
4 of 35Spendable reserves would cover -0.0 months of spending.
Debt
0 of 20It owes 135% of what it owns.
Living within its means
4 of 15Spending exceeded income by 8% of income.
Source: Form 990EZ for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
This organization files the short tax form, which does not ask about boards, policies or audits. That is normal for a small charity and is not a mark against it.
Source: Form 990EZ for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $86,858 spent. We've trained over 200 marginalized women farmers across 6 farming cooperatives. We expanded to 3 districts across 2 of Zambia's 10 provinces. For each of these cooperatives, we have installed solar-powered water pumps, thereby giving them access to running water which allows them to water their crops year-round despite the vicious drought plaguing their country. We've ensured that villagers are able to farm enough to consume 2-3 meals per day, no longer being malnourished. For their staple crop, we saw yields increase by 25%. And here's the most encouraging part-50% of farmers increasedtheir income by 50%. As a result of these community benefits, 100% of the children are able to go to school because their mothers are able to afford basic school supplies, such as uniforms, pencils, and shoes. In summary, we have transformed women from a life of farming to survive to farming as a business.
Source: Form 990EZ for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since September 2019.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.