No More Under a Nonprofit Corporation
Public records show a registered, tax-exempt organization in good standing.
What it says it does
NO MORE UNDER IS A 501(C)(3) NONPROFIT COMMITTED TO SAVING LIVES BY ADVANCING WATER SAFETY EDUCATION, EQUITABLE ACCESS TO SWIM LESSONS, AND STRONG ADVOCACY EFFORTS. WE BELIEVE SWIMMING IS NOT JUST A SPORT. SWIMMING IS A VITAL LIFE-SAVING SKILL. OUR GOAL IS TO REDEFINE HOW SOCIETY VIEWS WATER SAFETY AND CREATE A WELCOMING AQUATIC COMMUNITY WHERE EVERYONE FEELS SAFE AND INCLUDED.
- Income
- $494,654
- Spending
- $369,905
- Spent on programs
- 61%
- Reserves
- 9.2 months of spending
- Largest source of income
- donations and private grants, 100%
- Employees
- 4
- Volunteers
- 225
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 86 out of 100. Higher than 58% of charities in its peer group (public safety and disaster relief, $250k to $1m).
Reserves
28 of 35Spendable reserves would cover 9.2 months of spending.
Debt
20 of 20It owes 0% of what it owns.
Living within its means
15 of 15Income exceeded spending by 25% of income.
Income trend
15 of 15Income rose 34% on the year before.
Spending floor
8 of 1561% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Weak: 43 out of 100. Higher than 13% of charities in its peer group (public safety and disaster relief, $250k to $1m).
Independent board
25 of 257 of 7 voting board members are independent.
Conflict of interest policy
0 of 15Reports no written conflict of interest policy.
Whistleblower policy
0 of 8Reports no written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
0 of 5Reports that it does not keep minutes of board meetings.
Board sees the tax return
0 of 10Did not give the board a copy of this return before filing it.
Independent check of accounts
6 of 15Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $224,378 spent. 2025 was a truly special year for No More Under, filled with energy, growth, and hundreds of confident, smiling swimmers. We are not just teaching swim skills. We are teaching life-saving skills. In 2025, we supported nearly 800 swimmers, over 4,000 lessons, engaged over 200 volunteers, and held programs in three states and 16 locations. We continue to intentionally engage families throughout our programs, ensuring that parents and caregivers leave with practical water safety knowledge and tools they can use every day. No More Under was not just busy with lessons, but also in research related to water safety and drowning prevention. In partnership with the Oregon Social Learning Center (OSLC), we conducted a Washington state study to better understand willingness and barriers to water safety education through schools; the findings were published in Injury Prevention (BMJ). Our Swim Safely Series was featured in the International Journal of Aquatic Research and Education. Co-authored by No More Under team members, the paper positions the program as an innovative, equity-centered model addressing childhood drowning and racial disparities in aquatic access. No More Under is also happy to share that we are partnering with the CDC Foundation to formally evaluate the effectiveness of the Swim Safely Series, measuring both safety outcomes and community impact.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since December 2020.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.