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Armor Up Inc

EIN 84-2652184 · Winter Spgs, FL

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood82 out of 100GovernanceGood72 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

ARMOR UP'S MISSION IS TO FOSTER A SAFE AND SUPPORTIVE RECOVERY HOME ENVIRONMENT TO HELP WOMEN CHANGE THEIR STORIES BY WORKING ON LASTING INNER HEALING, DELIVERANCE, AND TRANSFORMATION FROM ALL ADDICTIONS AND DESTRUCTIVE LIFESTYLES.

Income
$143,830
Spending
$117,491
Spent on programs
99%
Reserves
5 months of spending
Largest source of income
donations and private grants, 97%
Employees
0
Volunteers
8

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 82 out of 100. Higher than 73% of charities in its peer group (mental health, under $250k).

  • Reserves

    20 of 35

    Spendable reserves would cover 5.0 months of spending.

  • Debt

    20 of 20

    It owes 0% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 18% of income.

  • Spending floor

    15 of 15

    99% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Good: 72 out of 100. Higher than 60% of charities in its peer group (mental health, under $250k).

  • Independent board

    18 of 25

    4 of 4 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (2)
  1. $111,540 spent. ARMOR UP RECOVERY HOMES AND MINISTRY OFFERS FAITH-BASED TRANSITIONAL SOBER LIVING HOMES FREEDOM HOUSE AND VICTORY HOUSE IN CENTRAL FLORIDA FOR WOMEN RECOVERING FROM ALL FORMS OF ADDICTION. THE ORGANIZATION PROVIDES A STRUCTURED ENVIRONMENT THAT INCLUDES 12-STEP PROGRAMS, WORKSHOPS, CLASSES ON LIFE SKILLS, SPIRITUAL DEVELOPMENT, AND COMMUNITY OUTREACH PROJECTS. RESIDENTS RECEIVE SUPPORT THROUGH PARTNERSHIPS WITH LOCAL ORGANIZATIONS OFFERING RESOURCES SUCH AS JOB ASSISTANCE, COUNSELING, AND RECOVERY GROUPS. THE PROGRAM AIMS TO EQUIP WOMEN WITH THE TOOLS NECESSARY FOR LASTING RECOVERY AND SUCCESSFUL REINTEGRATION INTO SOCIETY.
  2. $4,493 spent. ARMOR UP RAISED 2,000 IN PARTNERSHIP WITH CELEBRATE RECOVERY AT NORTHLAND CHURCH FOR THE NATIONAL ALLIANCE OF MENTAL ILLNESS. WE COLLECTED MATERIALS AND MONETARY DONATIONS AND FILLED 100 BACKPACKS WITH ESSENTIALS FOR THE HOMELESS AND PASSED THEM OUT DOWN AT LAKE EOLA AND THE SURROUNDING AREAS. WE PARTNERED WITH SYSCO FOODS TO CREATE AN ANGEL TREE FOR UNDERPRIVILEGED YOUTH IN OUR COMMUNITY AND GIVE OUT TOYS, TURKEYS, AND PIES FOR FAMILIES AROUND CHRISTMAS TIME. WE PAINTED AND PASSED OUT ENCOURAGING STONES ALL OVER OUR COMMUNITY AND PRAYED WITH OUR LOCAL HOMELESS POPULATION. WE PASSED OUT OVER 100 TOYS, BLANKETS, AND TOILETRIES IN THE STREETS AROUND THE DOWNTOWN ORLANDO AREA ON CHRISTMAS EVE.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since August 2020.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.