Fishinko Payee Services
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- It owes more than it owns.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
WE ARE REPRESENTATIVE PAYEES - WE ACT ON BEHALF OF OUR CLIENTS AS THE RECEIVER OF UNITED STATES SOCIAL SECURITY DISABILITY OR SUPPLEMENTAL SECURITY INCOME FOR A PERSON WHO IS NOT CAPABLE OF MANAGING THEIR FUNDS. WE WORK TO MAKE SURE CLIENTS HAVE CONSISTENT FUNDS TO PAY FOR THEIR HOUSING, FOOD AND EVERYDAY NEEDS. ADDITIONALLY AS PAYEES WE TRY GET TO KNOW OUR CLIENTS BEYOND JUST PAYING THEIR BILLS AND RENT. WE THINK WITH THIS BIGGER PICTURE APPROACH WE HAVE GREATER INSIGHT INTO HOW WE CAN REALLY MAKE A DIFFERENCE FOR OUR CLIENTS.
- Income
- $249,253
- Spending
- $250,665
- Spent on programs
- 87%
- Reserves
- -0.2 months of spending
- Largest source of income
- fees for its services, 100%
- Employees
- 6
- Volunteers
- 0
- Highest pay
- $86,736, co-executive director
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 38 out of 100.
Reserves
0 of 35Spendable reserves are negative: it owes or has committed more than it holds.
Debt
0 of 20It owes 508% of what it owns.
Living within its means
8 of 15Spending exceeded income by 1% of income.
Income trend
15 of 15Income rose 19% on the year before.
Spending floor
15 of 1587% of spending went to programs.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Fair: 51 out of 100.
Independent board
18 of 253 of 3 voting board members are independent.
Conflict of interest policy
0 of 15Reports no written conflict of interest policy.
Whistleblower policy
0 of 8Reports no written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
0 of 5Reports no independent review process for its chief executive's pay.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $219,096 spent. WE ARE REPRESENTATIVE PAYEES, ACTING ON BEHALF OF OUR CLIENTS WHO ARE NOT CAPABLE OF MANAGING THEIR FUNDS THAT ARE RECEIVED FROM UNITED STATES SOCIAL SECURITY DISABILITY OR SUPPLEMENTAL SECURITY INCOME. WE WORK TO MAKE SURE CLIENTS HAVE CONSISTENT FUNDS TO PAY FOR HOUSING, FOOD, AND OTHER EVERYDAY NEEDS. OUR CLOSE WORK WITH THEIR FINANCIAL WELL-BEING ALSO PROVIDES AN OPPORTUNITY FOR US TO GET TO KNOW OUR CLIENTS AND USE A BIGGER PICTURE APPROACH, ADDING TO THEIR SUPPORT SYSTEM SO WE CAN MAKE A DIFFERENCE BEYOND OUR PRIMARY MISSION.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since September 2019.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.