Skip to the page content
Passes our checks

Habitat for Humanity International Inc

EIN 84-1091487 · Greeley, CO

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong100 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

GREELEY AREA HABITAT FOR HUMANITY, IN FAITH, BRINGS PEOPLE TOGETHER TO BUILD INNOVATIVE, AFFORDABLE HOMES AND COMMUNITIES, PROVIDING PATHWAYS OUT OF POVERTY AND MAKING TANGIBLE DIFFERENCES IN THE LIVES OF DEDICATED INDIVIDUALS AND FAMILIES.

Income
$13.2 million
Spending
$8.8 million
Spent on programs
89%
Reserves
38.8 months of spending
Largest source of income
donations and private grants, 37%
Employees
43
Volunteers
3,018
Highest pay
$166,675, ceo

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 100 out of 100. Higher than 95% of charities in its peer group (housing, $10m to $100m).

  • Reserves

    35 of 35

    Spendable reserves would cover 38.8 months of spending.

  • Debt

    20 of 20

    It owes 14% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 33% of income.

  • Income trend

    15 of 15

    Income rose 9% on the year before.

  • Spending floor

    15 of 15

    89% of spending went to programs and raising each dollar of donations cost 4 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 44% of charities in its peer group (housing, $10m to $100m).

  • Independent board

    25 of 25

    9 of 9 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $5.9 million spent. IN SEPTEMBER 2024, GAHFH COMPLETED CONSTRUCTION ON THE MISSION SPRINGS DEVELOPMENT, WORKING IN PARTNERSHIP WITH COMMONWEALTH PROPERTIES, THE NATION'S 7TH LARGEST AFFORDABLE HOUSING DEVELOPER. MISSION SPRINGS INCLUDES TWO SEGMENTS; MISSION HOMESTEAD, COMPRISED OF 27 SINGLE FAMILY AND PAIRED HOMES BUILT BY GAHFH TO PROVIDE HOMEOWNERSHIP OPPORTUNITIES FOR HABITAT FAMILIES, AND MISSION VILLAGE, COMPRISED OF 68 AFFORDABLE TOWN HOMES AND COTTAGE RENTALS BUILT BY COMMONWEALTH. THE DEVELOPMENT REPLACED HALF OF THE HOUSING UNITS LOST IN EVANS, COLORADO, DURING THE SEVERE FLOODS OF 2013. FUNDED IN PART BY A 1MILLION CDBG-DR GRANT FROM THE STATE OF COLORADO, MISSION HOMESTEAD INCLUDES THE AFFILIATE'S FIRST DUPLEXES AND FIRST ADA COMPLIANT UNITS. IT ALSO INCLUDES THE FIRST NATURAL GAS AND RENEWABLE ENERGY NET ZERO ENERGY HOME, WITH A HERS SCORE OF -6, BUILT IN PARTNERSHIP WITH ATMOS ENERGY AND THE SCHLESSMAN FAMILY FOUNDATION. DURING FY2024-25, GAHFH COMPLETED CIVIL DEVELOPMENT AND BEGAN CONSTRUCTION OF HOUSING UNITS IN HOPE SPRINGS, A LARGE-SCALE AFFORDABLE MIX-PRODUCT COMMUNITY BUILT IN PARTNERSHIP WITH THE CITY OF GREELEY AND GAHFH PRIVATE- SECTOR PARTNERS. HOPE SPRINGS IS SITUATED ON A 40-ACRE GREENFIELD SITE IN THE CITY OF GREELEY, ADJACENT TO THE CITY OF EVANS. WHEN COMPLETED, THE DEVELOPMENT WILL BE COMPRISED OF 174 WATER-WISE, CLIMATE-FRIENDLY, ZERO ENERGY READY HABITAT HOMES; 154 PAIRED UNITS AND 20 INDIVIDUAL UNITS. FUTURE PHASES, BUILT BY A PRIVATE SECTOR PARTNER, WILL ADD UP TO 316 ADDITIONAL UNITS, FOR A TOTAL OF 490 AFFORDABLE HOMES. GAHFH'S ECONOMIC IMPACT ALONE WILL BE OVER 68M WHEN BUILT OUT, REINVESTED BACK INTO THE CITY OF GREELEY AND STATE OF COLORADO. WITH THE COMPLETION OF THE ADDITIONAL UNITS BY THE PRIVATE SECTOR PARTNER, THE ECONOMIC IMPACT WILL APPROACH 100M. CONSTRUCTION OF THE HABITAT HOMES BEGAN IN JULY 2024, SUPPORTED BY A PARTNERSHIP WITH BAESSLER HOMES. BY THE END OF JUNE 2025, 40 UNITS HAD BEEN CONSTRUCTED AND 25 FAMILIES HAD CLOSED ON THE SALE OF THEIR HOME AND MOVED IN. THIS OUTCOME REPRESENTS A 250% INCREASE IN GAHFH PRODUCTION CAPACITY. HOMES ARE BEING SOLD AT BELOW MARKET-RATE PRICES TO GREELEY AND WELD COUNTY RESIDENTS EARNING BETWEEN 30-80% OF AREA MEDIAN INCOME (AMI). IN ADDITION TO HOME CONSTRUCTION, THE DEVELOPMENT'S TWO MINI-PITCH SOCCER FIELDS WERE INSTALLED, AS WELL AS THE NATURE DISCOVERY PARK AND COMMUNITY PAVILION. GAHFH PLANS TO COMPLETE 33 HOMES IN 2026 AND EXPECTS COMPLETION OF THE ONSITE CHILDCARE CENTER, ALONG WITH THE INITIAL PHASES OF THE ORGANIC COMMUNITY GARDEN. ALSO DURING THE 2024-25 FISCAL YEAR, GAHFH ESTABLISHED THE GREELEY-WELD HABITAT COMMUNITY LAND TRUST. ITS PURPOSE IS TO BRING PERMANENT AFFORDABILITY TO CURRENT AND FUTURE HOMEOWNERS IN THE COMMUNITY AND FURTHER HABITAT'S MISSION OF BRINGING SAFE, AFFORDABLE HOMES TO ALL. GAHFH ESTIMATES THAT THE DEVELOPMENT WILL INITIALLY HOUSE BETWEEN 600 AND 700 PEOPLE IN THE HABITAT UNITS. BECAUSE THE HOMES ARE MADE PERMANENTLY AFFORDABLE THROUGH THE LAND TRUST MODEL, THEY WILL REMAIN IN GREELEY'S AFFORDABLE HOUSING STOCK IN PERPETUITY, THUS MAKING A LONG-LASTING AND SUSTAINED IMPACT. OVER A 150-YEAR LIFE CYCLE, MORE THAN 4000 PEOPLE ARE EXPECTED TO BE HOUSED IN THE HOMES BUILT BY HABITAT. PRIOR TO BEGINNING VERTICAL CONSTRUCTION, GAHFH HAD ALREADY FUNDRAISED AND INVESTED MORE THAN 13.5M IN CIVIL INFRASTRUCTURE DEVELOPMENT AND WAS ABLE TO ENTER THE VERTICAL CONSTUCTION PHASE DEBT-FREE, THANKS TO THE GENEROSITY OF PUBLIC AND PRIVATE SOURCES. THESE INCLUDED A LAND AND WATER DONATION FROM RICHMARK COMPANIES VALUED AT 8.82M, NEARLY 4M FROM THE COLORADO DEPARTMENT OF LOCAL AFFAIRS, A 2.5M GRANT FROM THE WELD TRUST, 2.577M IN CONGRESSIONAL DISTRICT SPENDING FROM SENATOR HICKENLOOPER, 2M FROM JBS, AND 1M FROM OCCIDENTAL PETROLEUM (OXY). GAHFH LEADERHIP HAS PRESENTED HOPE SPRINGS AT MULTIPLE REGIONAL AND NATIONAL HABITAT CONFERENCES, AND CONSULTS REGULARLY WITH HFH AFFILIATES ACROSS THE UNITED STATES SEEKING TO REPLICATE THE MODEL. A SUCCESSFUL COLLABORATION OF PRIVATE SECTOR, NONPROFIT, FEDERAL, STATE, AND LOCAL GOVERNMENTS, HOPE SPRINGS IS A HIGH QUALITY, CULTURALLY DIVERSE AFFORABLE NEIGHBORHOOD THAT IS DEMONSTRATING ON A NATIONAL LEVEL THE TREMENDOUS POTENTIAL OF AFFORDABLE WORKFORCE HOUSING DEVELOPMENTS TO TRANSFORM LIVES AND BENEFIT COMMUNITIES. GAHFH CONTINUES TO SUPPORT LOCAL WORKFORCE DEVELOPMENT THROUGH ITS CONSTRUCTION PATHWAY PROGRAM, OFFERED COLLABORATIVELY WITH GREELEY-EVANS SCHOOL DISTRICT 6 AND AIMS COMMUNITY COLLEGE. SINCE THE INCEPTION OF THE PROGRAM IN 2016, MORE THAN 700 STUDENTS HAVE PARTICIPATED IN BUILDING NEARLY 60 HOMES. 100% OF PARTICIPANTS HAVE GRADUATED FROM HIGH SCHOOL, WELL ABOVE THE DISTRICT AVERAGE. 85% HAVE MOVED INTO SUCCESSFUL TRADES CAREERS AND/OR PURSUED POST-SECONDARY CONSTRUCTION MANAGEMENT EDUCATION, BUILDING A MORE SECURE FUTURE FOR THEMSELVES WHILE SIMULTANEOUSLY ADDRESSING THE COMMUNITY'S NEED FOR AFFORDABLE HOUSING AND INCREASING GAHFH'S PRODUCTION CAPACITY. CPP STUDENTS HAVE PARTICIPATED IN THE CONSTRUCTION OF ALL GAHFH HOMES IN THE CRESTVIEW AND MISSION SPRINGS DEVELOPMENTS AND BEGAN BUILDING IN HOPE SPRINGS AT IN AUGUST 2024. DURING FY2024-25, 27 STUDENTS FROM THE DISTRICT 6 CAREER AND TECHNICAL EDUCATION CENTER PARTICIPATED IN THE PROGRAM, CONTRIBUTING 108 HOURS PER STUDENT AND SUPPORTING THE CONSTRUCTION OF 8 HOPE SPRINGS UNITS. IN SEPTEMBER 2024, GAHFH COMPLETED CONSTRUCTION ON THE MISSION SPRINGS DEVELOPMENT, WORKING IN PARTNERSHIP WITH COMMONWEALTH PROPERTIES, THE NATION'S 7TH LARGEST AFFORDABLE HOUSING DEVELOPER. MISSION SPRINGS INCLUDES TWO SEGMENTS; MISSION HOMESTEAD, COMPRISED OF 27 SINGLE FAMILY AND PAIRED HOMES BUILT BY GAHFH TO PROVIDE HOMEOWNERSHIP OPPORTUNITIES FOR HABITAT FAMILIES, AND MISSION VILLAGE, COMPRISED OF 68 AFFORDABLE TOWN HOMES AND COTTAGE RENTALS BUILT BY COMMONWEALTH. THE DEVELOPMENT REPLACED HALF OF THE HOUSING UNITS LOST IN EVANS, COLORADO, DURING THE SEVERE FLOODS OF 2013. FUNDED IN PART BY A 1MILLION CDBG-DR GRANT FROM THE STA
  2. $1.7 million spent. THE GAHFH RESTORE IS A UNIQUE RETAIL OUTFIT THAT OBTAINS DONATED HOME CONSTRUCTION/RENOVATION MATERIAL DONATIONS. DONATIONS ARE THEN SOLD TO THE GENERAL PUBLIC WITH PROFITS USED TO PROVIDE GENERAL OPERATING SUPPORT TO THE OVERALL ORGANIZATION. THE RESTORE GENERATED 1.082M IN REVENUE DURING FY2024-25. IN ADDITION TO PROVIDING EARNED INCOME FOR GAHFH, IT PROVIDES VALUABLE SERVICES FOR DONORS AND PATRONS AS WELL. FOR DONORS, IN-KIND CONTRIBUTIONS ARE TAX DEDUCTIBLE TO THE EXTENT ALLOWED BY LAW AND PATRONS RECEIVE QUALITY MERCHANDISE AT AN AFFORDABLE PRICE. LIKEWISE, THE RESTORE OPERATION PROVIDES A VALUABLE SERVICE FOR THE OVERALL COMMUNITY AND THE ENVIRONMENT BY EFFECTIVELY REDUCING LANDFILL WASTE BY THROUGH THE ENCOURAGEMENT OF REUSE AND REPURPOSE, AND ALSO THROUGH THE RESTORE CARDBOARD/METAL/ELECTRONIC RECYCLING PROGRAM. ANNUALLY, THE RESTORE SAVES APPROXIMATELY 1 MILLION POUNDS OF WASTE FROM REACHING THE LOCAL LANDFILL. THIS NUMBER REACHED 1.4 MILLION IN FY2024-25. THE GAHFH RESTORE IS A UNIQUE RETAIL OUTFIT THAT OBTAINS DONATED HOME CONSTRUCTION/RENOVATION MATERIAL DONATIONS. DONATIONS ARE THEN SOLD TO THE GENERAL PUBLIC WITH PROFITS USED TO PROVIDE GENERAL OPERATING SUPPORT TO THE OVERALL ORGANIZATION. THE RESTORE GENERATED 1.082M IN REVENUE DURING FY2024-25. IN ADDITION TO PROVIDING EARNED INCOME FOR GAHFH, IT PROVIDES VALUABLE SERVICES FOR DONORS AND PATRONS AS WELL. FOR DONORS, IN-KIND CONTRIBUTIONS ARE TAX DEDUCTIBLE TO THE EXTENT ALLOWED BY LAW AND PATRONS RECEIVE QUALITY MERCHANDISE AT AN AFFORDABLE PRICE. LIKEWISE, THE RESTORE OPERATION PROVIDES A VALUABLE SERVICE FOR THE OVERALL COMMUNITY AND THE ENVIRONMENT BY EFFECTIVELY REDUCING LANDFILL WASTE BY THROUGH THE ENCOURAGEMENT OF REUSE AND REPURPOSE, AND ALSO THROUGH THE RESTORE CARDBOARD/METAL/ELECTRONIC RECYCLING PROGRAM. ANNUALLY, THE RESTORE SAVES APPROXIMATELY 1 MILLION POUNDS OF WASTE FROM REACHING THE LOCAL LANDFILL. THIS NUMBER REACHED 1.4 MILLION IN FY2024-25.
  3. $194,015 spent. THE GAHFH FAMILY SERVICES PROGRAM IS COMPRISED OF PROGRAMS AND PRACTICES DESIGNED TO PROVIDE APPLICANTS AND APPROVED HOMEOWNERS WITH THE SKILLS AND SUPPORT THEY NEED TO PROSPER AS LONG-TERM HOMEOWNERS. SUPPORT SERVICES ARE MULTIFACETED AND BEGIN WITH A CONSULTATION WITH THE GAHFH FAMILY SERVICES COORDINATOR. APPROVED APPLICANTS ARE PAIRED WITH A FAMILY SUPPORT COMMITTEE VOLUNTEER WHO WORKS ALONGSIDE THE PARTNER FAMILY THROUGHOUT THE HOMEBUILDING AND CLOSING PROCESSES. THESE VOLUNTEERS WORK WITH THE PARTNER FAMILY TO COMPLETE A SERIES OF EIGHT WRITTEN LESSONS INCLUDING: OWNERSHIP VS. RENTING, HOMEOWNERS INSURANCE, PROPERTY TAX AND CAPITAL IMPROVEMENTS, FINANCIAL PLANNING, PROTECTING THE INVESTMENT VALUE OF THE HOME, "YOUR MORTGAGE," THE RIGHTS AND RESPONSIBILITIES OF BEING A HOMEOWNER, AVOIDING FINANCIAL SCAMS. IN ADDITION TO THE LESSONS COMPLETED WITH THE FAMILY SUPPORT VOLUNTEER, APPROVED APPLICANTS ARE REQUIRED TO COMPLETE A SERIES OF GROUP WORKSHOPS PRIOR TO CLOSING ON THEIR HOME. THESE INCLUDE: LANDSCAPING, CITY CODES, COVENANTS, HOMEOWNER'S INSURANCE, AND HOA. SINCE ITS FOUNDING IN 1987, GAHFH HAS HAD ONLY ONE FORECLOSURE, A TESTAMENT TO EFFECTIVENESS OF ITS HOMEBUYER SUPPORT AND EDUCATION PROCESS IN PREPARING PARTNERS FOR HOMEOWNERSHIP. DURING FY2024-25, GAHFH EXPANDED ITS TEAM TO INCLUDE A FAMILY SERVICES ADMINISTRATOR, RESPONSIBLE FOR PREPARING HOMEBUYERS FOR AN EFFICIENT AND SUCCESSFUL CLOSING PROCESS. WITH AN ADDITIONAL STAFF MEMBER, THE TEAM IS BETTER ABLE TO MANAGE THE DEMANDS OF THE GREATLY ACCELERATED SCHEDULE OF HOMEBUYER SELECTION AND SUPPORT REQUIRED FOR HOPE SPRINGS. THE GAHFH FAMILY SERVICES PROGRAM IS COMPRISED OF PROGRAMS AND PRACTICES DESIGNED TO PROVIDE APPLICANTS AND APPROVED HOMEOWNERS WITH THE SKILLS AND SUPPORT THEY NEED TO PROSPER AS LONG-TERM HOMEOWNERS. SUPPORT SERVICES ARE MULTIFACETED AND BEGIN WITH A CONSULTATION WITH THE GAHFH FAMILY SERVICES COORDINATOR. APPROVED APPLICANTS ARE PAIRED WITH A FAMILY SUPPORT COMMITTEE VOLUNTEER WHO WORKS ALONGSIDE THE PARTNER FAMILY THROUGHOUT THE HOMEBUILDING AND CLOSING PROCESSES. THESE VOLUNTEERS WORK WITH THE PARTNER FAMILY TO COMPLETE A SERIES OF EIGHT WRITTEN LESSONS INCLUDING: OWNERSHIP VS. RENTING, HOMEOWNERS INSURANCE, PROPERTY TAX AND CAPITAL IMPROVEMENTS, FINANCIAL PLANNING, PROTECTING THE INVESTMENT VALUE OF THE HOME, "YOUR MORTGAGE," THE RIGHTS AND RESPONSIBILITIES OF BEING A HOMEOWNER, AVOIDING FINANCIAL SCAMS. IN ADDITION TO THE LESSONS COMPLETED WITH THE FAMILY SUPPORT VOLUNTEER, APPROVED APPLICANTS ARE REQUIRED TO COMPLETE A SERIES OF GROUP WORKSHOPS PRIOR TO CLOSING ON THEIR HOME. THESE INCLUDE: LANDSCAPING, CITY CODES, COVENANTS, HOMEOWNER'S INSURANCE, AND HOA. SINCE ITS FOUNDING IN 1987, GAHFH HAS HAD ONLY ONE FORECLOSURE, A TESTAMENT TO EFFECTIVENESS OF ITS HOMEBUYER SUPPORT AND EDUCATION PROCESS IN PREPARING PARTNERS FOR HOMEOWNERSHIP. DURING FY2024-25, GAHFH EXPANDED ITS TEAM TO INCLUDE A FAMILY SERVICES ADMINISTRATOR, RESPONSIBLE FOR PREPARING HOMEBUYERS FOR AN EFFICIENT AND SUCCESSFUL CLOSING PROCESS. WITH AN ADDITIONAL STAFF MEMBER, THE TEAM IS BETTER ABLE TO MANAGE THE DEMANDS OF THE GREATLY ACCELERATED SCHEDULE OF HOMEBUYER SELECTION AND SUPPORT REQUIRED FOR HOPE SPRINGS.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.