Cottage Ministries Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
Cottage Ministries exists to engage young adults in their faith, equip them to live lives worthy of the gospel, and empower them to fulfill the Great Commission.
- Income
- $140,442
- Spending
- $129,020
- Reserves
- -13.5 months of spending
- Largest source of income
- donations and private grants, 90%
- Highest pay
- $3,000, president
Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 36 out of 100. Higher than 12% of charities in its peer group (religion, under $250k).
Reserves
0 of 35Spendable reserves are negative: it owes or has committed more than it holds.
Debt
10 of 20It owes 49% of what it owns.
Living within its means
15 of 15Income exceeded spending by 8% of income.
Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
This organization files the short tax form, which does not ask about boards, policies or audits. That is normal for a small charity and is not a mark against it.
Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $22,775 spent. Our Creekside campus is a domestic missions trips base for youth groups, young adult retreats, outreaches, Bible studies, summer internships and training. We host special events such as a women's day, community fishing derby, and events for local churches and ministries. This outreach affects hundreds in the community and beyond.
- $40,016 spent. Our Ventures missions trips are a time for learning and serving others. We travel with small groups of young adults to remote areas where we can train a group to serve those in need, and then put that training into action by serving at various locations in that area. Our teams often serve Native Americans and work to help professionals and facilities that serve the Native Americans year round. Typically these funds include some monies that go towards project supplies for improvement projects of the facilities used to serve these populations.
- $17,283 spent. Our work with young adults and others, whether in groups or individually, happens year round at both of our campuses and in town. We typically serve over 50 young adults who are reaching out in the community on a regular basis. We also reach out to many who are of all ages in our community.
Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since March 2019.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.