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Travis Credit Unions Community Financial Wellness Fund

EIN 82-4159040 · Vacaville, CA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood70 out of 100GovernanceStrong94 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

TRAVIS CREDIT UNION'S COMMUNITY FINANCIAL WELLNESS FUND IS COMMITTED TO BUILDING FINANCIALLY EMPOWERED COMMUNITIES. THEIR VISION IS TO CREATE PHILANTHROPIC SOLUTIONS FOR BUILDING SUSTAINABLE FINANCIAL WELLNESS IN COMMUNITIES FOR GENERATIONS TO COME. THE FOUNDATION RAISES FUNDS FOR FINANCIAL EDUCATION INITIATIVES AND RESOURCES, SCHOLARSHIPS FOR YOUTH AND ADULTS AND DISASTER RELIEF.

Income
$64,518
Spending
$57,059
Spent on programs
100%
Reserves
4.5 months of spending
Largest source of income
donations and private grants, 100%
Employees
0
Volunteers
14
Highest pay
$987,513, chairman

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 70 out of 100. Higher than 35% of charities in its peer group (philanthropy, under $250k).

  • Reserves

    20 of 35

    Spendable reserves would cover 4.5 months of spending.

  • Debt

    20 of 20

    It owes 0% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 12% of income.

  • Income trend

    0 of 15

    Income fell 85% on the year before.

  • Spending floor

    15 of 15

    100% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 94 out of 100. Higher than 87% of charities in its peer group (philanthropy, under $250k).

  • Independent board

    25 of 25

    4 of 7 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $45,000 spent. THE FOUNDATION LAUNCHED ITS INAUGURAL FINANCIAL COACHING GRANT PROGRAM, AWARDING GRANTS TO THREE NONPROFIT ORGANIZATIONS IN NORTHERN CALIFORNIA, VACAVILLE SOLANO SERVICES CORP., SAN PABLO ECONOMIC DEVELOPMENT CORP., AND SAFEQUEST SOLANO. EACH RECIPIENT RECEIVED $30,000 IN UNRESTRICTED OPERATING SUPPORT AND UP TO $9,000 FOR PROFESSIONAL DEVELOPMENT TRAINING TO BECOME CERTIFIED FINANCIAL COACHES. AT YEAR END, FINANCIAL COACHES ONBOARDED 100 LOW-TO-MODERATE INCOME CLIENTS INTO THE COACHING PROGRAM.
  2. THE FOUNDATION HOSTED THE 2024 VITA TAX PREPARATION SITE IN VACAVILLE, PROVIDING FREE TAX PREPARATION SERVICES TO ELIGIBLE LOW-INCOME INDIVIDUALS AND FAMILIES. THIS PROGRAM SAVED OVER $165,900 IN TAX PREPARATION FEES FOR THE COMMUNITY.
  3. THE FOUNDATION AWARDED FOUR $5,000 STUDENT LOAN DEBT ASSISTANCE AWARDS TO INDIVIDUALS IN NAPA, SOLANO, MERCED, AND CONTRA COSTA COUNTIES. THROUGH ITS INITIATIVES, THE FOUNDATION CONTINUED TO SUPPORT FINANCIAL EDUCATION AND WELLNESS, EMPOWERING LOCAL COMMUNITIES WITH RESOURCES FOR FINANCIAL SUCCESS.
  4. $12,059 spent. THE TRAVIS CREDIT UNION'S COMMUNITY FINANCIAL WELLNESS FUND HAS RAISED OVER $10,000 TO SUPPORT NEIGHBORHOOD TRUST FINANCIAL PARTNERS' PATHWAY TO FINANCIAL EMPOWERMENT PROGRAM AND MILITARY RESOURCE GUIDES.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since August 2018.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.