National Chemical Credit Association Inc
Public records raise at least one point you should look into before giving.
What it says it does
NCCAs primary exempt purpose is to be a forum for credit professionals to engage in industry education networking and the sharing of historical credit information.
- Income
- $127,620
- Spending
- $179,512
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. How we rate
Governance
This organization files the short tax form, which does not ask about boards, policies or audits. That is normal for a small charity and is not a mark against it.
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- Education programs: 45% of the NCCAs activities. These activities are conducted at quarterly meetings that rotate around different locations in the U.S. and Canada convenient to the NCCAs members. One meeting a year in February is the annual conference which adds several extra days of educational programs for its members. These educational programs are funded by member dues by sponsors who attend the conference and by attendance fees. It is impossible to divide the NCCAs expenses among these three categories. Every dollar of expense goes toward all three purposes.
- Sharing customer historical credit information: 45% of the NCCAs activities. This information is shared by posting information to the NCCAs website and is also exchanged during a portion of the quarterly meeting set aside for that purpose. For the NCCAs international customers part of this historical information sharing includes discussion of country specific credit and collection issues. It is impossible to divide the NCCAs expenses among these three categories. Every dollar of expense goes toward all three purposes.
- Networking: 10% of the NCCAs activities. The remainder of the time at the NCCAs meetings is spent on networking related activities including discussion with other credit professionals of developments in the industry and of job openings and job candidates. It is impossible to divide the NCCAs expenses among these three categories. Every dollar of expense goes toward all three purposes.
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(6) business league.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Caution.
The IRS master file records contributions to this 501(c)(6) business league as not deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since September 2018.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Could it be confused with another charity? Worth knowing.
A much larger organization has a similar name: Credit Union National Association Inc (Madison, WI), EIN 23-7065623. If that is the one you meant, check the EIN before giving.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.