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Mercy and Truth Christian Ministries Inc

EIN 82-2585429 · Elkin, NC

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood74 out of 100GovernanceWeak30 out of 100Impact evidenceDescribes programsHow well its results are evidenced

Points to look into

  • Only 23% of its spending went to programs.

These come from the organization's own tax return. There may be a good explanation; ask the charity.

What it says it does

TO PROVIDE TOYS, FOOD, AND BIBLES AT CHRISTMAS. WE PROVIDE GIFTS FOR THE ELDERLY IN ASSISTED LIVING FACILITIES. WE TEACH FREE CHARACTER EDUCATION CLASSES IN SCHOOLS. WE SERVE LESS FORTUNATE, LOCAL PEOPLE, SERVING SURRY, WILKES, YADKIN, AND SURROUNDING AREAS.

Income
$304,428
Spending
$244,842
Spent on programs
23%
Reserves
7.7 months of spending
Largest source of income
other income, 75%
Employees
0
Highest pay
$90,789, president

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 74 out of 100. Higher than 49% of charities in its peer group (human services, $250k to $1m).

  • Reserves

    28 of 35

    Spendable reserves would cover 7.7 months of spending.

  • Debt

    20 of 20

    It owes 0% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 20% of income.

  • Spending floor

    0 of 15

    23% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Weak: 30 out of 100. Higher than 6% of charities in its peer group (human services, $250k to $1m).

  • Independent board

    5 of 25

    0 of 5 voting board members are independent.

  • Conflict of interest policy

    0 of 15

    Reports no written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    0 of 5

    Reports that it does not keep minutes of board meetings.

  • Board sees the tax return

    0 of 10

    Did not give the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $57,405 spent. MERCY AND TRUTH MINISTRIES IS TO PROVIDE TOYS, FOOD, AND BIBLES AT CHRISTMAS. WE PROVIDE GIFTS FOR THE ELDERLY IN ASSISTED LIVING FACILITIES. WE TEACH FREE CHARACTER EDUCATION CLASSES IN SCHOOLS. WE SERVE LESS FORTUNATE, LOCAL PEOPLE, SERVING SURRY, WILKES, YADKIN, ALEXANDER, STOKES, FORSYTH AND SURROUNDING AREAS. WE DELIVER AN UNCOOKED MEAL (WHOLE CHICKEN, BOXED MACARONI AND CHEESE, CANNED POTATOES, GREEN BEANS, BROWNIE MIX, ETC.) TOYS AND BIBLES TO OVER 300 FAMILIES LIVING IN SURRY, WILKES, YADKIN, ALEXANDER, STOKES, FORSYTH AND SURROUNDING AREAS. WE ALSO PERSONALLY CALL AND PERFORM A PHONE INTERVIEW WITH EACH OF THESE FAMILIES TO INQUIRE AS TO THEIR PHYSICAL AND SPIRITUAL NEEDS AND OFFERED MENTORSHIP WHERE NEEDED AS COMMUNITY OUTREACH. WE HELPED TO MEET FOOD AND MEDICAL SUPPLY NEEDS FOR LESS-FORTUNATE INDIVIDUALS.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since September 2017.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.