Cash Campaign of Maryland Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
THE CASH CAMPAIGN OF MARYLAND PROMOTES ECONOMIC ADVANCEMENT FOR LOW-TO-MODERATE INCOME INDIVIDUALS AND FAMILIES IN BALTIMORE AND ACROSS MARYLAND. CASH ACCOMPLISHES ITS MISSION THROUGH OPERATING A PORTFOLIO OF DIRECT SERVICE PROGRAMS, BUILDING ORGANIZATIONAL AND FIELD CAPACITY, AND LEADING POLICY AND ADVOCACY INITIATIVES TO STRENGTHEN FAMILY ECONOMIC STABILITY.
- Income
- $3.2 million
- Spending
- $3.8 million
- Spent on programs
- 89%
- Reserves
- 2.3 months of spending
- Largest source of income
- government grants, 52%
- Employees
- 41
- Volunteers
- 398
- Highest pay
- $188,994, coo
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 35 out of 100. Higher than 5% of charities in its peer group (human services, $1m to $10m).
Reserves
10 of 35Spendable reserves would cover 2.3 months of spending.
Debt
10 of 20It owes 32% of what it owns.
Living within its means
0 of 15Spending exceeded income by 19% of income.
Income trend
0 of 15Income fell 67% on the year before.
Spending floor
15 of 1589% of spending went to programs and raising each dollar of donations cost 2 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 65% of charities in its peer group (human services, $1m to $10m).
Independent board
25 of 2511 of 11 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (4)
- $2.3 million spent. FINANCIAL CAPABILITY SERVICES INCLUDE FREE TAX PREPARATION, FINANCIAL EDUCATION, FINANCIAL COACHING, AND SCREENING FOR PUBLIC BENEFITS. FREE TAX PREPARATION IS OFFERED THROUGH THE IRS VOLUNTEER INCOME TAX PREPARATION ASSISTANCE PROGRAM.IN 2025, CASH AND ITS PARTNERS OPERATED 44 TAX SITES, PREPARING 21,565 TAX RETURNS WITH THE SUPPORT OF 805 VOLUNTEERS. THIS SERVICE SAVED TAXPAYERS $6.6 MILLION IN FILING FEES AND HELPED THEM SECURE $33.6 MILLION IN REFUNDS AND CREDITS. ADDITIONALLY, CASH SCREENED 930 HOUSEHOLDS FOR PUBLIC BENEFITS, SUCCESSFULLY CONNECTING 107 TO BENEFITS VALUED AT $449,734, AND REFERRING 292 TO OTHER RESOURCES. CASH AND ITS PARTNERS DELIVERED 244 FINANCIAL EDUCATION CLASSES TO 6,720 INDIVIDUALS AND CONNECTED 142 NEW CLIENTS TO FINANCIAL COACHING SERVICES.
- $604,640 spent. PRACTITIONER TRAINING AND CAPACITY BUILDING INCLUDES VOLUNTEER AND PARTNER TRAINING, FEE FOR CUSTOMIZED SERVICE TRAINING, AND TECHNICAL ASSISTANCE. IN 2025, 567 PRACTITIONERS WERE TRAINED ACROSS MARYLAND.
- $151,160 spent. POLICY RESEARCH AND ADVOCACY FOCUSES ON POLICIES THAT HELP OR HINDER THE FINANCIAL SECURITY OF LOW-TO-MODERATE INCOME MARYLANDERS. IN 2025, CASH TRACKED 116 BILLS AND PROVIDE ORAL OR WRITTEN TESTIMONY ON 42 BILLS. OF THESE, 16 BILLS PASSED.
- $315,538 spent. THE BALTIMORE YOUNG FAMILIES SUCCESS FUND (BYFSF) IS A GUARANTEED INCOME PILOT PROJECT LAUNCHED BY MAYOR BRANDON M. SCOTT TO PROVIDE 200 YOUNG PARENTS, BETWEEN 18-24 YEARS OLD, WITH AN UNCONDITIONAL CASH PAYMENT OF $1,000 PER MONTH OVER THE COURSE OF 24 MONTHS. THE FIRST PAYMENT WENT OUT IN AUGUST 2022 AND THE FINAL PAYMENT WILL BE IN JULY 2024.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since August 2017.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.