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Blaze Credit Union Foundation

EIN 81-4112454 · Saint Paul, MN

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair67 out of 100GovernanceFair53 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

PASSIONATELY PROVIDING RESOURCES TO ENHANCE THE OVERALL WELLNESS OF THE COMMUNITY.

Income
$244,151
Spending
$275,655
Spent on programs
94%
Reserves
9.5 months of spending
Largest source of income
donations and private grants, 97%
Employees
0
Volunteers
10
Highest pay
$1.6 million, ceo - credit union

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 67 out of 100. Higher than 31% of charities in its peer group (philanthropy, under $250k).

  • Reserves

    28 of 35

    Spendable reserves would cover 9.5 months of spending.

  • Debt

    20 of 20

    It owes 0% of what it owns.

  • Living within its means

    4 of 15

    Spending exceeded income by 13% of income.

  • Income trend

    0 of 15

    Income fell 29% on the year before.

  • Spending floor

    15 of 15

    94% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Fair: 53 out of 100. Higher than 36% of charities in its peer group (philanthropy, under $250k).

  • Independent board

    5 of 25

    0 of 9 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $125,000 spent. OUR COMMUNITY IMPACT GRANTS ARE DESIGNATED FOR CHARITABLE ORGANIZATIONS WHOSE WORK CLOSELY ALIGNS WITH AT LEAST ONE OF THE FIVE PRIORITY FUNDING FOCUS AREAS: 1. COMMUNITY AND ECONOMIC DEVELOPMENT; 2. DIVERSITY, EQUITY AND INCLUSION; 3. HOUSING; 4. HUNGER RELIEF AND HEALTHY EATING PROGRAMS; 5. INFORMAL EDUCATION - SUPPORTING LIFE SKILLS & FINANCIAL WELL-BEING FOR ALL.IN 2024, WE WERE ABLE TO AWARD $125,000 TO THESE ORGANIZATIONS IN OUR LOCAL COMMUNITY.
  2. $70,000 spent. THE BCUF AWARDED $70,000 STUDENT SCHOLARSHIPS TO SUPPORT FIRST YEAR COLLEGE STUDENTS FROM FUNDS RAISED THROUGH OUR 2024 ANNUAL EVENT FUNDRAISER.
  3. $22,400 spent. THE BCUF AWARDED $22,400 IN TEACHER GRANTS TO SUPPORT TEACHERS AT TITLE 1 SCHOOLS IN THEIR PROGRAMMING.
  4. $41,780 spent. PROVIDED A VARIETY OF OTHER GRANTS TO THE COMMUNITY PER DONATION REQUESTS.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since November 2017.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

  7. Could it be confused with another charity? Worth knowing.

    A much larger organization has a similar name: Blaze Credit Union (Falcon Hgts, MN), EIN 41-0585825. If that is the one you meant, check the EIN before giving.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.