Mosaic West Sac
Public records show a registered, tax-exempt organization in good standing.
What it says it does
The Mercy Coalition exiss as an expression of tangible and intangible embrace to those impacted by homelessness and poverty in West Scaramento. We are a diverse and inclusive interfaith collaborative, mobilized for works of compassion and empowerment, holding reverence and worth for each individual and the story they're in.
- Income
- $1.1 million
- Spending
- $1.0 million
- Spent on programs
- 86%
- Reserves
- 2.2 months of spending
- Largest source of income
- donations and private grants, 87%
- Employees
- 0
- Highest pay
- $85,000, executive dir.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 71 out of 100. Higher than 47% of charities in its peer group (human services, $1m to $10m).
Reserves
10 of 35Spendable reserves would cover 2.2 months of spending.
Debt
16 of 20It owes 29% of what it owns.
Living within its means
15 of 15Income exceeded spending by 9% of income.
Income trend
15 of 15Income rose 45% on the year before.
Spending floor
15 of 1586% of spending went to programs and raising each dollar of donations cost 2 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Weak: 15 out of 100. Higher than 0% of charities in its peer group (human services, $1m to $10m).
Independent board
5 of 250 of 7 voting board members are independent.
Conflict of interest policy
0 of 15Reports no written conflict of interest policy.
Whistleblower policy
0 of 8Reports no written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
0 of 5Reports that it does not keep minutes of board meetings.
Board sees the tax return
0 of 10Did not give the board a copy of this return before filing it.
Pay set independently
0 of 5Reports no independent review process for its chief executive's pay.
Independent check of accounts
0 of 15Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (6)
- $559,938 spent. Restorative Community Programming - shared expenses
- $117,977 spent. RECOVERY CAFE WEST SACRAMENTO - Provides a daily safe space for those impacted by substance-abuse disorders, homelessness, mental-health disorders and trauma. It provides support groups and School for Recovery classes, as well as a daily hot meal.
- $116,410 spent. MOSAIC VILLAGE - Mosaic Village is an interdependent ecosystem of Mercy Coalition services all located within a city block in West Sacramento. These programs address food security, mental-health recovery, substance-use recovery, workforce development and trauma-informed care. Mosaic Village is an expanding campus of services for our priority population, featuring all the programs above plus an affordable-housing complex (currently under construction), a community garden, and special events aimed at creating restorative community.
- $83,754 spent. HOMEKEY PROGRAMProvided meal bags clothing and hygiene bags to individuals at local homeless interim housing project. Additionally provided emergency food bags to those experiencing homelessness through various walk-up locations.
- $10,976 spent. JAM ACADEMY - Is a workforce development program, teaching job skills to individuals from our priority population (those impacted by homelessness, substance-use disorders, mental-health disorders and trauma). The Academy features paid 1-year internships, twice-weekly group class sessions and personal mentoring with our staff navigator.
- NAVIGATION SERVICES - Navigation services are now being offered to our priority population, including help obtaining housing, employment, healthcare, and social-services benefits.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since August 2017.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.