Skip to the page content
Your donations
Passes our checks

Ripple Effect Inc

EIN 81-2890142 · Allendale, MI

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong100 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

SUPPORTING PEOPLE AND PROGRAMS LOCALLY AND GLOBALLY BY EMPOWERING THOSE IN NEED.

Income
$725,469
Spending
$244,207
Spent on programs
88%
Reserves
13.4 months of spending
Largest source of income
donations and private grants, 100%
Employees
15
Volunteers
56
Highest pay
$12,277, ministry director, bridget's house

Source: Form 990 for the year ending May 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 100 out of 100.

  • Reserves

    35 of 35

    Spendable reserves would cover 13.4 months of spending.

  • Debt

    20 of 20

    It owes 8% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 66% of income.

  • Income trend

    15 of 15

    Income rose 134% on the year before.

  • Spending floor

    15 of 15

    88% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending May 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100.

  • Independent board

    25 of 25

    10 of 10 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending May 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $147,877 spent. RESALE SHOPPE: THE ORGANIZATION OPERATES A RESALE SHOPPE OFFERING DONATED CLOTHING, FURNITURE, AND HOUSEHOLD ITEMS AT AFFORDABLE PRICES. PROCEEDS FROM THE STORE SUPPORT THE ORGANIZATION'S PROGRAMS. THE THRIFT STORE FURTHERS THE ORGANIZATION'S CHRISTIAN MISSION BY PROMOTING STEWARDSHIP, SERVING THE COMMUNITY, AND PROVIDING OPPORTUNITIES FOR SERVICE IN CHRIST'S NAME.
  2. $50,575 spent. TRANSITIONAL HOUSING: THE ORGANIZATION IS DEDICATED TO ASSISTING WOMEN AND THEIR CHILDREN EXPERIENCING PERIODS OF TRANSITION AND HOUSING INSTABILITY. THROUGH ADVOCACY, MENTORSHIP, AND RELATED SUPPORT INITIATIVES, THE ORGANIZATION PROVIDES ACCESS TO ESSENTIAL RESOURCES, INCLUDING FOOD, CLOTHING, AND SHELTER. THESE PROGRAMS ARE DESIGNED TO PROMOTE EMPOWERMENT AND LONG-TERM STABILITY BY EQUIPPING FAMILIES WITH THE SKILLS, RESOURCES, AND SUPPORT NECESSARY TO ACHIEVE SELF-SUFFICIENCY.
  3. $16,675 spent. COMMUNITY CARE: THE ORGANIZATION PROVIDES SUPPORT FOR INDIVIDUALS AND FAMILIES FACING ECONOMIC HARDSHIP, PERSONAL CRISES, OR OTHER CHALLENGING CIRCUMSTANCES. THROUGH ACCESS TO ESSENTIAL RESOURCES AND SERVICES, THE PROGRAM IS DESIGNED TO PROMOTE STABILITY AND WELL-BEING. THESE INITIATIVES AIM TO EMPOWER PARTICIPANTS BY PROVIDING THE TOOLS AND SUPPORT NECESSARY TO IMPROVED QUALITY OF LIFE.

Source: Form 990 for the year ending May 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending May 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since June 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.