Microcare Community Development Solutions
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- It reported loans to or from officers, directors or other insiders.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
Micro-finance and technical assistance
- Income
- $312,102
- Spending
- $141,642
- Spent on programs
- 82%
- Reserves
- 5.3 months of spending
- Largest source of income
- donations and private grants, 96%
- Employees
- 1
- Volunteers
- 7
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 81 out of 100. Higher than 58% of charities in its peer group (arts and culture, $250k to $1m).
Reserves
20 of 35Spendable reserves would cover 5.3 months of spending.
Debt
16 of 20It owes 28% of what it owns.
Living within its means
15 of 15Income exceeded spending by 55% of income.
Income trend
15 of 15Income rose 503% on the year before.
Spending floor
15 of 1582% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Good: 80 out of 100. Higher than 62% of charities in its peer group (arts and culture, $250k to $1m).
Independent board
25 of 256 of 6 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Independent check of accounts
6 of 15Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
0 of 10Reports at least one of: diversion of assets, excess benefits, loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $115,630 spent. MicroCare Community Development Solutions advanced its exempt purpose by providing programs that support underserved communities through financial literacy, access to affordable capital, and community development initiatives. During the year, MicroCare: Supported small businesses and entrepreneurs with technical assistance, loan readiness, and compliance guidance to expand economic opportunities. Conducted community outreach, workshops and education sessions that enhanced financial literacy, helping individuals better manage resources and prepare for lending opportunities. Maintained compliance and reporting as a certified CDFI to ensure continued access to funding that directly benefits low-income and underserved populations. Through these efforts, MicroCare strengthened community resilience, expanded access to capital, and promoted sustainable development aligned with its nonprofit mission. MicroCare Community Development Solutions carried out its exempt purpose of supporting underserved communities by expanding access to financial education, technical assistance, and affordable capital. By maintaining CDFI compliance and advancing toward full certification, MicroCare ensured continued capacity to channel capital and services into low-income and historically underserved communities, directly advancing its mission of community development and economic empowerment. In doing so, MicroCare also emphasized the importance of avoiding predatory lenders, helping individuals and small businesses make informed financial decisions and access fair, transparent, and affordable financing options. MicroCare provided financial literacy and technical assistance workshops to 124 participants, equipping them with tools to strengthen personal financial management and prepare for small business financing. We also supported 44 entrepreneurs through loan readiness training, one-on-one consulting, and access to capital for credit building, vocational education, and rent assistance. In addition, MicroCare successfully met CDFI compliance requirements and is awaiting final certification.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since May 2016.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.