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St Charles Aquatics

EIN 81-1756736 · Saint Charles, IL

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood78 out of 100GovernanceWeak40 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

To provide aquatic programming of all types through which each participant is given equal opportunity to pursue and achieve excellence, both in and out of the water by supporting programming through fundraising, stewardship and volunteerism.

Income
$1.2 million
Spending
$1.2 million
Spent on programs
99%
Reserves
3.7 months of spending
Largest source of income
fees for its services, 100%
Employees
67
Volunteers
255
Highest pay
$121,876, co-head coach

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 78 out of 100.

  • Reserves

    20 of 35

    Spendable reserves would cover 3.7 months of spending.

  • Debt

    20 of 20

    It owes 0% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 1% of income.

  • Income trend

    15 of 15

    Income rose 11% on the year before.

  • Spending floor

    15 of 15

    99% of spending went to programs.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Weak: 40 out of 100.

  • Independent board

    5 of 25

    0 of 7 voting board members are independent.

  • Conflict of interest policy

    0 of 15

    Reports no written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    0 of 5

    Reports that it does not keep minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $977,045 spent. St. Charles Aquatics (SCA) provides a comprehensive swim and waterpolo instruction program to enable athletes to participate in competitive aquatic events. Currently SCA serves over 262 swimmers, 265 swim lesson students, 6 water polo players, and 42 divers. In addition to the competitive aquatics program, lessons are offered year round. Athletes must "try out" for the competitive program. Those who are not admitted to the competition teams are refered to the lesson program. On average per week, 12 hours are devoted to swim lessons, 20 hours to swim team training, 2 hours to waterpolo instruction, and 10 hours to diving instruction. 8 special needs athletes from the community are served through the swim lesson program and 3 special needs athletes are on the swim team. SCA donates time and coaching one evening per week to coach and instruct the local special needs recreational swim team.
  2. $203,076 spent. St. Charles Aquatics (SCA) competes in both swim meets and waterpolo meets. During 2025, SCA hosted five multi-day/multi-session, large, invitational-style meets plus four one-day/single session, smaller, dual-style meets. The larger meets served 600 athletes per meet. Smaller meets served under 55 athletes per meet. Volunteers are responsible for running the meets and volunteering at meets is a requirement for membership. The large meets required 250 volunteers, not including officials, who are also volunteers. Total volunteer hours for each large meet was approximately 700-1200 hours. By participating in meets, the athletes learn the value of hard work and develop sportsmanship skills.
  3. $5,085 spent. St. Charles Aquatics (SCA) invests in its coaching staff through continuing education in swimming and waterpolo. Coaches receive annual training in CPR and athletic training technique to promote a safe learning environment for the athletes and to improve the quality of the instruction provided to SCA members.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since May 2018.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.