Bay Area Affordable Homeownership Alliance
Public records show a registered, tax-exempt organization in good standing.
What it says it does
BAAHA provides educational, counseling, and administrative services for low to moderate income first time home buyers throughout the San Francisco Bay Area region. Resources and services are mostly organized and delivered through administrative support BAAHA provides to municipalities. BAAHA maintains a website as a clearinghouse for information. BAAHA educates, counsels, and helps fifty to one hundred first time homebuyers directly and also provides information through our clearinghouse to thousands more potential first time homebuyers.
- Income
- $142,621
- Spending
- $142,329
- Reserves
- 7.2 months of spending
- Largest source of income
- fees for its services, 83%
- Highest pay
- $19,750, executive director
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 86 out of 100. Higher than 89% of charities in its peer group (housing, under $250k).
Reserves
28 of 35Spendable reserves would cover 7.2 months of spending.
Debt
20 of 20It owes 0% of what it owns.
Living within its means
12 of 15Income exceeded spending by 0% of income.
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
This organization files the short tax form, which does not ask about boards, policies or audits. That is normal for a small charity and is not a mark against it.
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $35,975 spent. Through our administration of the sales of new and existing below market rate housing for municipalities, BAAHA directly places first time homebuyers of low to moderate income into homeownership. BAAHA on average is involved in 5-10 sales a year. These expenses are included in our professional and contractor fees. The approximate expense through these fees is $$35,975.
- $20,000 spent. BAAHA oversees the refinances of low to moderate income below market rate (BMR) housing inventory for multiple municipalities and checks through monitoring that the program restrictions are maintained. The refinance oversite ensures the refinance falls within set parameters and thereby protects both the BMR owner and the city. Due to the higher interest rates BAAHA refinance requests were low. BAAHA is monitoring over 300 BMRs. By monitoring the activities associated with the properties, BAAHA helps to ensure that the cities' interests in BMR properties are not jeopardized and therefore their programs can continue. These expenses come through the Program Services contract expense and through administrative services. The approximate expense for Monitoring is $20,000.
- $14,891 spent. BAAHA counsels and informs potential low to moderate income First time home buyer households about homeownership process. BAAHA works with Hud Certified counseling agencies and with Cities to promote and sponsor HUD counseling workshops. Direct payment to HUD certified agency is $2,230. Approximate expense through fees is $5,000. BAAHA also maintains a website as a clearinghouse to educate the public concerning Inclusionary housing and down payment assistance programs for moderate to low income first time homebuyers. The website is also used to inform potential low to moderate income first time homebuyers of opportunities that are being administered by BAAHA. Through our website and through applications we have developed a database which is used to send out notifications to interested low to moderate income first time home buyers when opportunities arise. Our website is visited by an average of 2,732 visitors a month. The expense amount listed covers direct expense and expense through professional fees. Clearinghouse direct expense of $1,571. Administrative cost $6,000.
Source: Form 990EZ for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Worth knowing.
Status was revoked on November 15, 2018 for not filing returns for three years, and reinstated on November 15, 2018.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since July 2019.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.