Lovin Life Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
Inspiring students to live life to the fullest.
- Income
- $393,037
- Spending
- $344,581
- Spent on programs
- 83%
- Reserves
- 8.1 months of spending
- Largest source of income
- donations and private grants, 62%
- Employees
- 0
- Volunteers
- 5
- Highest pay
- $26,505, founder, board member, president
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 89 out of 100. Higher than 74% of charities in its peer group (religion, $250k to $1m).
Reserves
28 of 35Spendable reserves would cover 8.1 months of spending.
Debt
16 of 20It owes 15% of what it owns.
Living within its means
15 of 15Income exceeded spending by 12% of income.
Income trend
15 of 15Income rose 25% on the year before.
Spending floor
15 of 1583% of spending went to programs and raising each dollar of donations cost 4 cents.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Fair: 69 out of 100. Higher than 64% of charities in its peer group (religion, $250k to $1m).
Independent board
18 of 252 of 3 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
0 of 8Reports no written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
6 of 15Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $73,917 spent. We joined the Winter Jam tour for 3 months and traveled to over 40 different events proclaiming the good news of Jesus Christ to over 300,000 students across the nation. Over 36,000 people responded to the gospel, placing their faith and trust in him for salvation. Zane had the opportunity to pastor the artists, tour staff, and crew over the 3 months encouraging them all to live in the fullness of life Jesus gives.
- $51,411 spent. We created thousands of items of apparel to be used as gospel conversation starters for students, and then distributed these items to students to be used for initiating conversations with friends about the fullness of life found in Jesus. Most of the related expenses are in Cost of Goods Sold in Part VIII
- $162,188 spent. For a second year, ran an outreach/discipleship summer camp, Life School, in Santa Cruz with a group of young adults. Continued to offer Surf, Serve, Share experiences for shorter periods of time (4 days) for young adults. We had times of community building, worship, teaching, as well as serving an under resourced local church.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since July 2016.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.