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Habitat for Humanity International Inc

EIN 77-0434147 · Sn Luis Obisp, CA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood70 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

Points to look into

  • Only 39% of its spending went to programs.

These come from the organization's own tax return. There may be a good explanation; ask the charity.

What it says it does

SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY FOR SAN LUIS OBISPO BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE.

Income
$2.3 million
Spending
$1.6 million
Spent on programs
39%
Reserves
20.3 months of spending
Largest source of income
donations and private grants, 90%
Employees
20
Volunteers
142
Highest pay
$173,366, ceo - part year

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 70 out of 100.

  • Reserves

    35 of 35

    Spendable reserves would cover 20.3 months of spending.

  • Debt

    5 of 20

    It owes 55% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 27% of income.

  • Income trend

    15 of 15

    Income rose 513% on the year before.

  • Spending floor

    0 of 15

    39% of spending went to programs and raising each dollar of donations cost 12 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100.

  • Independent board

    25 of 25

    12 of 12 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $63,647 spent. HABITAT FOR HUMANITY SAN LUIS OBISPO COUNTY CONSTRUCTS AFFORDABLE, ENERGY-EFFICIENT HOMES FOR INCOME-QUALIFIED FAMILIES IN SAN LUIS OBISPO COUNTY, CALIFORNIA. HOMES ARE SOLD AT NO PROFIT TO PARTNER FAMILIES WHO CONTRIBUTE SWEAT EQUITY HOURS AND PURCHASE THEIR HOMES THROUGH AFFORDABLE MORTGAGES. THE ORGANIZATION MANAGES ALL PHASES OF DEVELOPMENT, INCLUDING SITE ACQUISITION, DESIGN, PERMITTING, CONSTRUCTION, AND HOMEBUYER PREPARATION. PROGRAM ACTIVITIES ADDRESS THE SEVERE SHORTAGE OF AFFORDABLE HOMEOWNERSHIP OPPORTUNITIES IN ONE OF CALIFORNIA'S MOST HOUSING-COST-BURDENED REGIONS.
  2. $569,935 spent. THE ORGANIZATION OPERATES TWO HABITAT RESTORE RETAIL LOCATIONS IN THE CITIES OF SAN LUIS OBISPO AND PASO ROBLES WHICH ACCEPT DONATIONS OF NEW AND GENTLY USED BUILDING MATERIALS, APPLIANCES, FURNITURE, AND HOME GOODS AND RESELL THEM TO THE PUBLIC AT REDUCED PRICES. RESTORE OPERATIONS DIVERT USABLE MATERIALS FROM LOCAL LANDFILLS, PROVIDE AFFORDABLE HOME IMPROVEMENT RESOURCES TO THE COMMUNITY, AND GENERATE REVENUE THAT DIRECTLY SUPPORTS HABITAT SLO'S AFFORDABLE HOUSING PROGRAMS.
  3. HABITAT SLO'S HOME PRESERVATION PROGRAM PROVIDES CRITICAL REPAIR AND REHABILITATION SERVICES TO LOW-INCOME HOMEOWNERS, SENIORS, VETERANS, AND INDIVIDUALS WITH DISABILITIES IN SAN LUIS OBISPO COUNTY WHO ARE UNABLE TO MAINTAIN SAFE, DECENT HOUSING CONDITIONS. SERVICES INCLUDE ACCESSIBILITY MODIFICATIONS, WEATHERIZATION, PLUMBING AND ELECTRICAL REPAIRS, AND OTHER CRITICAL HOME IMPROVEMENTS. THE PROGRAM ENABLES VULNERABLE RESIDENTS TO REMAIN SAFELY IN THEIR HOMES AND SUPPORTS THE LONG-TERM STABILITY OF EXISTING AFFORDABLE HOUSING STOCK IN THE COUNTY.
  4. $2,500 spent. PROVIDED A CONTRIBUTION TO HABITAT FOR HUMANITY INTERNATIONAL (HFHI) TO CREATE A SUSTAINABLE REVENUE STREAM TO HELP FINANCE A PORTION OF OPERATIONAL COSTS INCURRED BY HFHI TO SUPPORT THE WORK OF HABITAT AFFILIATES.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.