Habitat for Humanity International Inc
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- Only 42% of its spending went to programs.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
Construction and repair of homes for low income families.
- Income
- $1.0 million
- Spending
- $911,669
- Spent on programs
- 42%
- Reserves
- 26.2 months of spending
- Largest source of income
- donations and private grants, 50%
- Employees
- 9
- Volunteers
- 342
- Highest pay
- $109,636, prior e.d.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 85 out of 100.
Reserves
35 of 35Spendable reserves would cover 26.2 months of spending.
Debt
20 of 20It owes 8% of what it owns.
Living within its means
15 of 15Income exceeded spending by 13% of income.
Income trend
15 of 15Income rose 8% on the year before.
Spending floor
0 of 1542% of spending went to programs and raising each dollar of donations cost 4 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100.
Independent board
25 of 258 of 8 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $226,562 spent. ReStore Program - The Habitat for Humanity ReStores are home improvement centers that accepts donations of new and usable building materials and household items, making them available to the public at discounted prices. The goals of the ReStore are (1) to raise money for Habitats other programs, (2) to divert usable materials from landfills, and (3) to make usable materials available to the public at a reasonable price. The ReStore also provides numerous opportunities for job training and works with several other not-for-profit organizations.
- $86,157 spent. Home Repair Program - Habitat for Humanity partners with low-income homeowners who need assistance with critical repairs and maintenance issues due to age, disabilities, or other challenges. Habitat completes the requested repairs, using community volunteers when possible. Homeowners repay the costs of the repair projects via no-interest payments. The Home Repair Program goal is to help people remain in their homes by addressing safety, health and accessibility issues.
- $66,147 spent. Homeownership Program - Habitat for Humanity partners with low-income households (80% AMI) to provide first-time homeownership opportunities. Selected homeowner-partners contribute sweat-equity hours working on their home (up to 500 hours) and purchase their home from Habitat through a no-interest Habitat mortgage and other special financing programs. Monthly mortgage and impound payments do not exceed 30% of the homeowner-partners income. Habitat both builds new homes and renovates existing houses and utilizes community volunteers wherever possible.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Worth knowing.
Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 1987.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.