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Morning Star Urban Development Inc

EIN 76-0762490 · Snellville, GA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood71 out of 100GovernanceFair53 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

Morningstar Urban Development empowers individuals and families through housing counseling, financial literacy, and community development services. As a HUD approved agency, we provide homebuyer education, rental counseling, foreclosure prevention, credit and budget coaching, and economic mobility programs that strengthen financial stability and expand access to safe and affordable housing. Our mission is to equip households with the knowledge, resources, and support needed to build long term stability and improve quality of life in the communities we serve.

Income
$199,221
Spending
$204,185
Spent on programs
100%
Reserves
10.3 months of spending
Largest source of income
donations and private grants, 77%
Employees
1
Volunteers
5
Highest pay
$72,200, executive director

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 71 out of 100. Higher than 51% of charities in its peer group (human services, under $250k).

  • Reserves

    28 of 35

    Spendable reserves would cover 10.3 months of spending.

  • Debt

    20 of 20

    It owes -7% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 2% of income.

  • Income trend

    0 of 15

    Income fell 26% on the year before.

  • Spending floor

    15 of 15

    100% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Fair: 53 out of 100. Higher than 35% of charities in its peer group (human services, under $250k).

  • Independent board

    5 of 25

    0 of 5 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $204,185 spent. During the reporting period, our organization demonstrated strong impact and consistent productivity in delivering housing counseling and education services to the community. We welcomed 719 new clients, reflecting continued trust in our programs and outreach efforts. A total of 771 new cases were created, and we successfully resolved or closed 822 cases, ensuring families received the guidance and support needed to move forward confidently. Across all services, we maintained 522 active cases, highlighting our ongoing commitment to providing sustained, individualized assistance. Our educational programming also remained strong, with 134 participants attending our workshops and 127 clients successfully completing their education requirements, positioning them for informed and empowered decision-making. Our one-on-one counseling services continued to be a cornerstone of our mission. We conducted 1768 counseling appointments, dedicating personalized guidance that helps clients navigate financial goals, overcome barriers, and work toward stable, sustainable housing. These accomplishments reflect our dedication to uplifting individuals and strengthening communities through comprehensive, client-centered support.
  2. we continuted toadministerd comprehensive Housing and Financial Counseling services for the Department of Community Affairs' Housing Assistance Fund, supporting previous recipients of COVID-19 mortgage assistance who continued to experience financial hardship. Provided tailored guidance to help homeowners reassess their financial stability, identify ongoing challenges, and access additional relief resources, ensuring sustained housing security and improved long-term outcomes.
  3. in 2025 we expanded our housing education to West Georgia Counties doing our first housing eduction and expo there to increase the housing knowledge and available resources to both current and first time homeowners.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Worth knowing.

    Status was revoked on May 15, 2010 for not filing returns for three years, and reinstated on October 15, 2011.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since October 2022.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.