Houston Habitat for Humanity Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
Seeking to put God's love into action, Houston Habitat for Humanity brings people together to build homes, communities and hope to provide a world where everyone has a decent place to live.
- Income
- $17.4 million
- Spending
- $17.6 million
- Spent on programs
- 80%
- Reserves
- 27.7 months of spending
- Largest source of income
- donations and private grants, 64%
- Employees
- 89
- Volunteers
- 4,817
- Highest pay
- $210,147, chief executive director
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 89 out of 100. Higher than 84% of charities in its peer group (housing, $10m to $100m).
Reserves
35 of 35Spendable reserves would cover 27.7 months of spending.
Debt
16 of 20It owes 19% of what it owns.
Living within its means
8 of 15Spending exceeded income by 1% of income.
Income trend
15 of 15Income rose 13% on the year before.
Spending floor
15 of 1580% of spending went to programs and raising each dollar of donations cost 14 cents.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 44% of charities in its peer group (housing, $10m to $100m).
Independent board
25 of 2515 of 15 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (4)
- $7.6 million spent. Houston Habitat builds homes in the Houston metropolitan area utilizing volunteer labor, donated materials and contributed funds. The homes are then sold to pre-qualified, very low-income, low-income or moderate-income persons. Homebuyers are selected based on need, ability to repay the Houston Habitat mortgage, and willingness to partner. During 2024, Houston Habitat built 32 new homes, rehabilitated 2 homes and sold 23 homes to low-income persons thus providing a decent home for economically disadvantaged individuals.
- $4.2 million spent. Long-term mortgage financing is a key component of making Houston Habitat homes affordable. Affordable low interest mortgages are provided to qualified persons as payment for the homes sold. During 2024, 9 homes were sold and financed by Houston Habitat.
- $1.5 million spent. Houston Habitat also operates 2 ReStores, home improvement outlets that are open to the public. The ReStores accept donations from individuals, corporations and retail stores in the area and purchase some material for resale. In 2024, the ReStores sold 152,308 items, saving an estimated 1.8 million pounds from the landfill.
- $708,230 spent. Houston Habitat repairs homes damaged by Disasters such as Hurricane Harvey for low-income homeowners through our Disaster Home Repair Program. Houston Habitat helps by providing the repairs necessary to make homes safe, sanitary and secure. The Disaster Home Repair Program is accomplished through partnerships with various agencies, corporations, foundations and individuals. In 2024, Houston Habitat repaired 72 homes.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 1987.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.