Lubrizol Employees Credit Union
Public records raise at least one point you should look into before giving.
What it says it does
Our mission is to build lifelong relationships through family friendly service and provide beneficial, progressive financial services. Our vision is to be the financial services provider of choice, enriching the lives of our members and employees.
- Income
- $2.9 million
- Spending
- $2.2 million
- Employees
- 8
- Volunteers
- 9
- Highest pay
- $223,995, president/ceo
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Governance
This return does not answer enough of the governance questions to score.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $264,774 spent. Share Accounts - Our share accounts offer advantages to members of all ages. The credit union had 3,466 member-owners as of 12/31/2025. Member share accounts offer competitive rates and dividends are paid quarterly. In addition to our regular share accounts, we offer special share accounts designed for children, teenagers and young adults to encourage the development of consistent saving habits to build a stronger financial future. Active members age 18 and over have a free $2,000 AD&D insurance coverage. We also offer a variety of convenient services at little to no cost, including notary services, money orders and wire transfers.
- $12,944 spent. Checking Accounts - We offer free checking accounts to our members. Features include Visa Check Card, mobile deposit, overdraft protection, online account access, audio response teller, bill pay and worldwide ATM access. There is no monthly service charge and dividends are paid monthly.
- $354,305 spent. Consumer Loans - We offer flexible terms and low rates on all types of loans for our members. These include vehicle loans, home equity loans, signature loans and credit card. We offer Auto Buying Center to provide resources for members in the process of purchasing new or used vehicles.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(14) credit union.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Caution.
The IRS master file records contributions to this 501(c)(14) credit union as not deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since June 1976.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.