Community Service Credit Union
Public records raise at least one point you should look into before giving.
What it says it does
The mission of Community Service Credit Union is to promote and provide a range of financial services to meet the needs of the membership while adhering to sound financial practices for maintaining a healthy capital structure. Employ continuous research and development programs to discover and satisfy the needs of our member and provide well trained courteous credit union representatives to assist in improving the quality of lifestyle of our membership.
- Income
- $12.6 million
- Spending
- $11.8 million
- Employees
- 39
- Volunteers
- 0
- Highest pay
- $227,902, chief executive officer
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Governance
This return does not answer enough of the governance questions to score.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $9.2 million spent. Membership Accounts the Credit Union has member owner accounts on December 31 2023. Accounts pay dividends monthly. Access is available through branch network online banking mobile banking telephone and ATMs. Saving and general financial education is offered to members and non-members especially to the youth of the community.
- $99,530 spent. Checking Accounts the Credit Union provides accounts with various features including free checking accounts all electronic access accounts and some options that pay interest. The Credit Union provides education on account management and safety.
- $1.9 million spent. Consumer Loans the Credit Union provides personal loans as well as flexible offerings on ATVs boats autos RVs and motorcycles mortgages and land lot loans. The Credit Union also educates members how to build strong credit experience and how to use credit wisely.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(14) credit union.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Caution.
The IRS master file records contributions to this 501(c)(14) credit union as not deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since June 1976.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.