Check before you give

Nce Credit Union

EIN 74-1383594 · Corp Christi, TX

Public records raise at least one point you should look into before giving.

What it says it does

ESTABLISH AND MAINTAIN A PROPERLY MANAGED CREDIT UNION OPERATING AT MAXIMUM FINANCIAL LEVELS AND RENDERING PROMPT, COURTEOUS SERVICE FOR ALL MEMBERS

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate

We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate

This return does not answer enough of the governance questions to score.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)

NCE CREDIT UNION CONTINUES TO BE A WELL-CAPITALIZED FINANCIAL INSTITUTION, WITH A STRONG NET WORTH RATIO OF 21%. TO PUT THAT IN PERSPECTIVE, A NET WORTH RATIO ABOVE 7% IS CONSIDERED A WELL-CAPITALIZED FINANCIAL INSTITUTION BY OUR REGULATORS. WHILE NCE CREDIT UNION SHOWED A DECREASE IN OUR LOAN PORTFOLIO, NET WORTH SHOWED AN INCREASE, ASSETS INCREASED, AND INVESTMENTS INCREASED.
NCE WORKS DILIGENTLY TO PROVIDE THE BEST VALUE AND EXPERIENCE FOR OUR MEMBERS, AND HAS WORKED TO STREAMLINE AND SIMPLIFY OUR PROCESSES WHERE POSSIBLE AND CONTINUE TO EDUCATE OUR MEMBERS ON WAYS TO IMPROVE THEIR CREDIT HISTORY. WE WANT TO BE ABLE TO OFFER EVERY ONE OF OUR MEMBERS THE BEST LOAN INTEREST RATES POSSIBLE.
NCE CREDIT UNION ENCOURAGES ALL MEMBERS TO REFER FAMILY AND CO-WORKERS TO JOIN OUR CREDIT UNION FAMILY.
$395,450 spent. REFER TO EXEMPT PURPOSE ACCOMPLISHMENTS LISTED IN PART III, PAGE 2 OF THIS RETURN.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate

Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(14) credit union.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Caution.
The IRS master file records contributions to this 501(c)(14) credit union as not deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since June 1976.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.