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Community Resource Credit Union

EIN 74-1109927 · Baytown, TX

Public records raise at least one point you should look into before giving.

LegitimacyCautionRegistration and standingFinancial healthNot ratedToo small or too little detailGovernanceNot ratedToo small or too little detailImpact evidenceDescribes programsHow well its results are evidenced

What it says it does

TO HELP OUR MEMBERS ACHIEVE FINANCIAL WELL-BEING, THROUGH A LIFETIME PARTNERSHIP PROVIDING EXCEPTIONAL SERVICE & QUALITY PRODUCTS.

Income
$67.4 million
Spending
$60.6 million
Employees
253
Volunteers
12
Highest pay
$1.2 million, president/ceo

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate

Financial health

We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate

Governance

This return does not answer enough of the governance questions to score.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (5)
  1. SHARE SAVINGS ACCOUNTS - COMMUNITY RESOURCE CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 60,822 MEMBER-OWNED ACCOUNTS AS OF DECEMBER 31, 2024. MEMBER SHARE SAVINGS ACCOUNTS PAY DIVIDENDS MONTHLY AND ARE ACCESSIBLE THROUGH THE BRANCH NETWORK, HOME BANKING BY MOBILE DEVICE OR INTERNET, AND ATMS WORLDWIDE.
  2. CHECKING ACCOUNTS - COMMUNITY RESOURCE CREDIT UNION PROVIDES DIFFERENT CHECKING ACCOUNTS TO MEMBERS WITH DIFFERENT FEATURES. THE RANGE VARIES FROM FREE CHECKING ACCOUNTS TO CHECKING ACCOUNTS WITH ENHANCED BENEFITS. DIVIDENDS ARE PAID MONTHLY. THE CREDIT UNION EXTENDS THE UTILITY OF THESE ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARD AND INTERNET AND MOBILE ACCOUNT ACCESS.
  3. MONEY MARKET ACCOUNTS - COMMUNITY RESOURCE CREDIT UNION OFFERS MONEY MARKET ACCOUNTS FOR MEMBERS WHO CHOOSE TO KEEP THEIR FUNDS LIQUID, BUT WILL NOT TRANSACT AS MUCH AND DESIRE TO EARN AN ENHANCED YIELD. DIVIDENDS ARE PAID MONTHLY.
  4. CERTIFICATES OF DEPOSIT - COMMUNITY RESOURCE CREDIT UNION OFFERS THE HIGHEST YIELDS TO MEMBERS WHO AGREE TO KEEP THEIR MONEY DEPOSITED FOR A SPECIFIC AMOUNT OF TIME. INTEREST IS PAID MONTHLY.
  5. MEMBER LOANS - COMMUNITY RESOURCE CREDIT UNION OFFERS A WIDE VARIETY OF LOANS TO ITS MEMBERS, INCLUDING: VEHICLE, RV, BOATS, MOTORCYCLES, CREDIT CARDS, SIGNATURE LOANS, MORTGAGES AND COMMERCIAL LOANS.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(14) credit union.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Caution.

    The IRS master file records contributions to this 501(c)(14) credit union as not deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since June 1976.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.