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Central Oklahoma Habitat for Humanity Inc

EIN 73-1305668 · Oklahoma City, OK

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood78 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

SEEKING TO PUT GOD'S LOVE INTO ACTION, CENTRAL OKLAHOMA HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITY AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE.

Income
$11.3 million
Spending
$12.4 million
Spent on programs
91%
Reserves
8.7 months of spending
Largest source of income
fees for its services, 55%
Employees
44
Volunteers
4,886
Highest pay
$261,977, chairman & ceo

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 78 out of 100. Higher than 71% of charities in its peer group (housing, $10m to $100m).

  • Reserves

    28 of 35

    Spendable reserves would cover 8.7 months of spending.

  • Debt

    16 of 20

    It owes 23% of what it owns.

  • Living within its means

    4 of 15

    Spending exceeded income by 9% of income.

  • Income trend

    15 of 15

    Income rose 14% on the year before.

  • Spending floor

    15 of 15

    91% of spending went to programs and raising each dollar of donations cost 9 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 44% of charities in its peer group (housing, $10m to $100m).

  • Independent board

    25 of 25

    13 of 13 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $7.4 million spent. THIRTY-THREE LIMITED INCOME FAMILIES IN THE OKLAHOMA CITY METRO AREA ACHIEVED HOMEOWNERSHIP IN THE YEAR ENDED JUNE 30, 2025, THROUGH NEWLY CONSTRUCTED HOMES BUILT BY CENTRAL OKLAHOMA HABITAT FOR HUMANITY. INCOME FROM THESE HOMES ARE RECYCLED BACK INTO THE CONSTRUCTION PROGRAM, REDUCING DEPENDENCE ON FUNDRAISING AND EXTENDING THE ORGANIZATION'S REACH. AFFORDABILITY IS BUILT INTO EVERY STEP -- HOMES ARE CONSTRUCTED USING A MIX OF DONATED AND PURCHASED MATERIALS AND VOLUNTEER LABOR, THEN SOLD AT COST WITH BELOW-MARKET INTEREST RATE FINANCING. MORE THAN FOUR WALLS, A HABITAT HOME IS A FOUNDATION FOR STRENGTH, STABILITY, AND SELF-RELIANCE -- ONE EACH PARTNER FAMILY EARNS THROUGH THEIR OWN SWEAT EQUITY.
  2. $980,183 spent. SIXTY-TWO LIMITED INCOME HOMEOWNERS IN THE OKLAHOMA CITY METRO AREA RECEIVED CRITICAL HOME REPAIRS AND WEATHERIZATION SERVICES IN THE YEAR ENDED JUNE 30, 2025. SAFETY AND SUSTAINABILITY ARE BUILT INTO EVERY PROJECT -- ADDRESSING STRUCTURAL DEFICIENCIES, HEALTH AND SAFETY HAZARDS, ENERGY EFFICIENCY, AND ACCESSIBILITY NEEDS THAT ALLOW FAMILIES TO REMAIN SAFELY IN THEIR HOMES WHILE AGING IN PLACE. DURING THE YEAR ENDING JUNE 30, 2025, CONTRIBUTIONS TOTALED $135,587 AND IN-KIND CONTRIBUTIONS TOTALED $8,013, REFLECTING THE GENEROSITY OF DONORS AND VOLUNTEERS WHO MAKE THIS WORK POSSIBLE.
  3. $2.2 million spent. THE CENTRAL OKLAHOMA HABITAT FOR HUMANITY RESTORE GIVES NEW LIFE TO NEW AND USED BUILDING MATERIALS -- DIVERTING DONATED GOODS FROM LANDFILLS AND PUTTING THEM TO WORK IN THE COMMUNITY. EVERY SALE SUPPORTS THE MISSION -- NET PROFITS FUND NEW HOME CONSTRUCTION AND CRITICAL HOME REPAIR, EXTENDING HABITAT'S REACH ACROSS THE OKLAHOMA CITY METRO AREA. DURING THE YEAR ENDING JUNE 30, 2025, GROSS REVENUES ON PURCHASED INVENTORY TOTALED $2,312,845, WITH EXPENSES NETTED AGAINST REVENUE OF $1,386,551, GENERATING A GROSS PROFIT OF $926,294.
  4. $697,997 spent. MISCELLANEOUS ITEMS SUCH AS AMORTIZATION OF MORTGAGE DISCOUNT, SALE OF TAX CREDITS, ENERGY REBATES, AS WELL AS OTHER PROGRAM EXPENSE AND INCOME.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since September 2014.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.