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Habitat for Humanity of Central Ar

EIN 71-0679937 · Little Rock, AR

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong95 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE.

Income
$4.6 million
Spending
$3.7 million
Spent on programs
85%
Reserves
18.1 months of spending
Largest source of income
fees for its services, 64%
Employees
23
Volunteers
683
Highest pay
$141,771, executive director

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 95 out of 100. Higher than 88% of charities in its peer group (housing, $1m to $10m).

  • Reserves

    35 of 35

    Spendable reserves would cover 18.1 months of spending.

  • Debt

    20 of 20

    It owes 14% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 19% of income.

  • Income trend

    10 of 15

    Income fell 1% on the year before.

  • Spending floor

    15 of 15

    85% of spending went to programs and raising each dollar of donations cost 13 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 70% of charities in its peer group (housing, $1m to $10m).

  • Independent board

    25 of 25

    23 of 23 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $3.2 million spent. SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY OF CENTRAL ARKANSAS (HHCA) BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE. HHCA PROVIDES OPPORTUNITIES FOR LOW-INCOME INDIVIDUALS AND FAMILIES TO OWN QUALITY, AFFORDABLE HOMES. SINCE 1989, HHCA HAS BUILT OR RENOVATED OVER 240 HOMES LOCALLY AND HAS SERVED AN ADDITIONAL 830 FAMILIES BY REPAIRING THEIR EXISTING HOMES THROUGH OUR NEIGHBORHOOD REVITALIZATION PROGRAM. HHCA HAS ALSO SERVED 50 INTERNATIONAL FAMILIES THROUGH OUR GLOBAL TITHE PROGRAM. HHCA ANNUALLY SELECTS CENTRAL ARKANSAS HOMEOWNERS BY CONSIDERING EACH APPLICANT'S HOUSING NEED, ABILITY TO AFFORD HOMEOWNERSHIP, AND WILLINGNESS TO PARTNER, INCLUDING 300 HOURS OF SWEAT EQUITY. AT PROGRAM COMPLETION, HOMEOWNERS PURCHASE THEIR HOME, CONSTRUCTED PARTIALLY WITH VOLUNTEER LABOR AND DONATED MATERIALS, THROUGH A MORTGAGE PROVIDED BY HHCA AT 0% INTEREST. ALL NEW HHCA HOMES MEET OR EXCEED ENERGY STAR STANDARDS. AS ONE SOURCE OF FUNDING, HHCA OPERATES A RESTORE, A HOME IMPROVEMENT STORE AND DONATION CENTER SELLING NEW AND GENTLY USED FURNITURE, APPLIANCES, HOME GOODS, BUILDING MATERIALS, AND MORE TO THE PUBLIC AT A FRACTION OF THE RETAIL PRICE.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.