Zambia Christian College Incorporated
Public records show a registered, tax-exempt organization in good standing.
What it says it does
To provide basic, secondary, and college education to over 1,000 students in the country of Zambia; to provide needy student scholarships, orphans' care, medical care, and conduct health clinics in remote areas to teach better hygiene, and protection against HIV/AIDS and malaria; and to drill water wells to provide clean drinking water to the people in Zambia, Africa
- Income
- $4.0 million
- Spending
- $3.7 million
- Spent on programs
- 88%
- Reserves
- 4.6 months of spending
- Largest source of income
- donations and private grants, 98%
- Employees
- 11
- Highest pay
- $26,047, exec comm
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 85 out of 100. Higher than 63% of charities in its peer group (international, $1m to $10m).
Reserves
20 of 35Spendable reserves would cover 4.6 months of spending.
Debt
20 of 20It owes 1% of what it owns.
Living within its means
15 of 15Income exceeded spending by 9% of income.
Income trend
15 of 15Income rose 6% on the year before.
Spending floor
15 of 1588% of spending went to programs and raising each dollar of donations cost 1 cents.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Good: 80 out of 100. Higher than 33% of charities in its peer group (international, $1m to $10m).
Independent board
25 of 2518 of 21 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
0 of 8Reports no written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
0 of 5Reports no independent review process for its chief executive's pay.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $3.2 million spent. CLINIC/MEDICINE/MEDICAL OUTREACHES AND ORPHANS CARE A medical hospital has been built at the Mission to serve the Mission, schools, and villages in the area. For many years a group of medical doctors, dentists, eye doctors, nurses, and lay persons from the USA have traveled to Zambia at their own expense to conduct medical clinics in the bush and villages; in a typical year, about 75 from the US join about 150 Zambian volunteers. Hospitals are few and far between in Zambia and most of the people cannot go to a doctor for medical treatment. Between 7,500 and 15,000 Zambians are treated by medical personnel during this short time period. This is a service program and no revenue is received.ORPHANS CARE Because of malaria and HIV/AIDS, there are thousands and thousands of orphans in Zambia. Large homes have been built at the Mission to care for some of these orphans. The need is so great and this is only a drop in the bucket to provide what is needed, but it is a drop. This is a service and no revenue is received.RADIO STATION Very few people in Zambia have televisions, but almost everyone has a radio. The radio is used as a teaching tool and is especially helpful in getting public health messages to the people. This is a service program and no revenue is received.
- EDUCATION AND NEEDY STUDENT SCHOLARSHIP PROGRAM Most of our students are from the bush or villages in Zambia. They are very poor and many of them are orphans and live with extended family members who have no money for their education. The Needy Student Scholarship Program provides all their school fees (room, board, and tuition). Because education is so valued in this Third World Country, these students have proven to do very well. They study hard and are grateful for the opportunity to go to school. This is a service program and no revenue is received.
- CLEAN WATER PROJECTS/CONSTRUCTION/EQUIPMENT/VEHICLES One of the many needs in Zambia is available clean drinking water. Several deep water wells have been drilled and equipped with pumps in some of the villages. Purification facilities and storage tanks have been constructed to purify and store water from lakes in the area. New dorms for secondary and college students have been constructed and others have been remodeled. Classrooms and the cafeteria have been remodeled. These are service projects to better serve the students and people in the villages and no revenue is received.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since February 1969.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.