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Sacramento Loaves and Fishes

EIN 68-0189897 · Sacramento, CA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong93 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

IN AN ENVIRONMENT OF WELCOME, HOSPITALITY, SAFETY AND CLEANLINESS WE SEEK TO PROVIDE AN OASIS FOR HOMELESS MEN, WOMEN, AND CHILDREN SEEKING SURVIVAL SKILLS.

Income
$12.5 million
Spending
$11.3 million
Spent on programs
92%
Reserves
7 months of spending
Largest source of income
donations and private grants, 99%
Employees
102
Volunteers
3,500
Highest pay
$187,432, director of finance

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 93 out of 100. Higher than 89% of charities in its peer group (human services, $10m to $100m).

  • Reserves

    28 of 35

    Spendable reserves would cover 7.0 months of spending.

  • Debt

    20 of 20

    It owes 1% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 10% of income.

  • Income trend

    15 of 15

    Income rose 11% on the year before.

  • Spending floor

    15 of 15

    92% of spending went to programs and raising each dollar of donations cost 3 cents.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 35% of charities in its peer group (human services, $10m to $100m).

  • Independent board

    25 of 25

    8 of 8 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $8.0 million spent. FOOD AND GUEST SERVICES:DINING ROOM THE DINING ROOM SERVES A HOT NUTRITIOUS LUNCH 364 DAYS OF THE YEAR. VOLUNTEERS COMPRISED OF INDIVIDUALS, CHURCH GROUPS, STUDENTS, AND COMMUNITY BASED ORGANIZATIONS ARE UTILIZED ON A DAILY BASIS. THE MEALS CONTAIN THE PROPER BALANCE OF NUTRIENTS. IN 2025, GUESTS WERE SERVED 104,153 MEALS. THE LOCAL FOOD BANKS, VENDORS, AND INDIVIDUALS CONTRIBUTE FOOD ON A REGULAR BASIS TO ASSIST IN FEEDING THE HOMELESS AND HUNGRY. IN 2025, 184,000 LBS. OF FOOD WAS DONATED. OTHER NEEDED FOOD NOT DONATED WAS PURCHASED.FRIENDSHIP PARK FRIENDSHIP PARK PROVIDES DAILY ACTIVITIES, INFORMATION, AND A SAFE ENVIRONMENT FOR OUR GUESTS DURING THE DAY. IN 2025, 198,600 CUPS OF COFFEE AND 44,963 HEALTHY NUTRITIOUS BREAKFASTS WERE SERVED. OVER 111,000 REQUESTS FOR DISPENSARY ITEMS WERE FILLED, CONSISTING OF HYGIENE PRODUCTS, SLEEPING BAGS, WARM COATS, CLOTHING, SHOES, TARPS, BLANKETS AND MUCH MORE. THE LIBRARY PROVIDED A FULL SERVICE READING ROOM THAT RECEIVED 8,125 HOMELESS GUEST VISITS FOR READING BOOKS AND PERIODICALS AND/OR STUDYING AND WRITING. TWO MEMORIAL SERVICES WERE HELD IN FRIENDSHIP PARK FOR GUESTS WHO DIED IN 2025.MARYHOUSE MARYHOUSE IS A HOSPITALITY PROGRAM THAT PROVIDES DAYTIME SHELTER FOR HOMELESS WOMEN AND CHILDREN. SERVICES WERE PROVIDED TO 902 WOMEN, 1 SINGLE FATHER, AND 894 CHILDREN WITH 17,421 BREAKFASTS AMD 11,251 REQUESTS FOR MAIL SERVICE. THE DISPENSARY PROVIDED 4,798 SHOWERS AND FILLED 31,261 REQUESTS FOR SUPPLIES, I.E., DIAPERS, PERSONAL HYGIENE ITEMS, 13 REMEMBRANCE SERVICES WERE HELD FOR WOMEN THAT DIED IN 2025.JAIL VISITATION - PROVIDES SERVICES TO SACRAMENTO COUNTY INMATES INCLUDING 678 VISITS, SENDING OVER 380 LETTERS TO INMATES AND ON BEHALF OF INMATES, PROVIDING 224 PERSONAL TOILETRY KITS, SWEATSHIRTS AND BACKPACKS, AND 442 BUS PASSES TO RELEASED INMATES.BROTHER MARTIN'S MINISTRIES - A PLACEMENT AND ORIENTATION SERVICE THAT INCLUDES A COMPLETE WEEKLY TOUR OF THE FACILITIES FOR THE PUBLIC INTERESTED IN VOLUNTEERING AT LOAVES & FISHES. BMM STAFFS PERSONNEL RESPONSIBLE FOR BUILDING AND YARD MAINTENANCE OF LOAVES & FISHES' PROPERTIES TO SERVE GUESTS IN A CLEAN, WELL MAINTAINED ENVIRONMENT.ANIMAL SERVICES - HOUSES GUESTS' PETS DURING THE DAY WHILE GUESTS USE SERVICES. THE KENNELS WERE UTILIZED 748 TIMES, 7 DAYS PER WEEK IN 2025.WASHHOUSE - PROVIDES SHOWER AND LAUNDRY SERVICES FOR MEN. IN 2025, 17,205 SHOWERS & SHAVES WERE TAKEN AND 2,056 LOADS OF LAUNDRY WERE WASHED & DRIED.ADVOCACY - ADVOCATES FOR HOUSING AND CIVIL RIGHTS ON BEHALF OF THE HOMELESS.
  2. $1.3 million spent. EDUCATION SERVICES:MUSTARD SEED - PROVIDED INSTRUCTION TO 239 CHILDREN (AGES 3-15), 2,202 TOTAL ATTENDANCE DAYS, RE-ENROLLED 25 HOMELESS CHILDREN INTO PUBLIC SCHOOLS, ARRANGED 20 MEDICAL AND DENTAL VISITS, AND PROVIDED CHRISTMAS GIFTS FOR 1,800 CHILDREN.
  3. $664,281 spent. RESIDENTIAL SERVICES:SISTER NORA'S PLACE - PROVIDES LONG-TERM OVERNIGHT SHELTER, INCLUDING MEALS AND CASE MANAGEMENT, FOR UP TO 16 CHRONICALLY HOMELESS WOMEN WITH MENTAL HEALTH ISSUES, PROVIDED 5,517 NIGHTS OF SHELTER, SHOWERS AND MEALS TO 18 WOMEN.HOPE HOUSE - HOUSES ANNUAL JESUIT VOLUNTEERS.
  4. $416,816 spent. MENTAL HEALTH SERVICE:GENESIS - ADMINISTERS A FULL SERVICE MENTAL HEALTH CLINIC, WHICH PROVIDES COUNSELING AND REFERRAL SERVICES TO GUESTS.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since August 1989.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.