Cross International Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
(See Schedule O for description.)
- Income
- $113.0 million
- Spending
- $112.2 million
- Spent on programs
- 96%
- Reserves
- 0.2 months of spending
- Largest source of income
- donations and private grants, 100%
- Employees
- 29
- Volunteers
- 7
- Highest pay
- $263,867, president/ceo
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 66 out of 100. Higher than 18% of charities in its peer group (religion, over $100m).
Reserves
4 of 35Spendable reserves would cover 0.2 months of spending.
Debt
20 of 20It owes 8% of what it owns.
Living within its means
12 of 15Income exceeded spending by 1% of income.
Income trend
15 of 15Income rose 10% on the year before.
Spending floor
15 of 1596% of spending went to programs and raising each dollar of donations cost 2 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 59% of charities in its peer group (religion, over $100m).
Independent board
25 of 257 of 7 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $102.4 million spent. Medical, Food, and Other Assistance: (See Schedule O for description.)Medical - From July 2024 to June 2025, the Organization's medical aid focused on needs in six countries: El Salvador, Guatemala, Kenya, Haiti, the Dominican Republic, and Zambia. This outreach has had a wide-ranging impact. For example, the Organization shipped medical goods to a Salvadoran ministry partner, Friendly Hand Association, for distribution among free community medical clinics as well as hospitals that use these needed medicines to treat the poor. Ministry partners such as these rely on the Organization's donations to keep their medicine shelves stocked, their equipment up-to-date, and their professional staff employed. By equipping medical outreach programs with resources necessary to provide services to their communities, the Organization helps thousands of families who would otherwise go without quality medical care. The Organization performs this activity in connection with the Organization's mission to meet the needs of the poor for the glory of God.Food - Fighting malnutrition and feeding children are priorities for the Organization in connection with the Organization's mission to meet the needs of the poor for the glory of God. In keeping with this mission, the Organization gave monetary or material aid to feeding programs in seven countries: the Dominican Republic, Ecuador, Guatemala, Haiti, Malawi, El Salvador, and Zambia. Many food shipments were specifically earmarked for distribution to children, who are vulnerable to long-term developmental effects from chronic malnutrition. One of the best ways to get food into the mouths of the hungry has been to partner with Christian churches and organizations that are already established in developing countries. A large percentage of the Organization's nutritional aid was sent in the form of vitamin-fortified rice and soy mix prepackaged, nutrient-rich meals that are easy to cook and serve, and are scientifically developed to meet the needs of malnourished children. Additionally, locally purchased food, including vegetables and culturally appropriate foods, is a priority for the Organization's programs.Orphans - The Organization responded to the needs of orphans and vulnerable children in six countries: Ecuador, Guatemala, Haiti, Malawi, Nicaragua, and Uganda. Efforts in Haiti have brought quality Christian education, nutritious food, and safe shelter to children who are currently living in vulnerable situations. In Nicaragua, one of the Organization's supporting ministries provides a safe home for court-appointed children who have suffered from domestic abuse, sexual abuse, and abandonment. The support of the Organization and its collaborative churches and ministries allows these children to receive daily Christian devotions, professional counsel, shelter, education, and a future.Education - The Organization provided education support in six countries: the Dominican Republic, Ecuador, Guatemala, Haiti, Kenya, and Malawi. Although educational opportunities are technically offered by the governments in many developing countries, the quality of these services is often substandard, and the education is not really free because the schools charge small fees, which are too high for poor parents to pay. Government-run schools may also require students to purchase supplies and uniforms that many families cannot afford. As a result of these costs, dropout rates are enormous. To reverse this trend, the Organization collaborates with Christian schools and Christian educational outreaches that focus on meeting the needs of poor children who would otherwise be left behind. With the Organization's support, these schools and school support programs have provided a quality, gospel-centered education at minimal or no cost to the students. The Organization also supported adult education through an adult literacy program in the Dominican Republic and adult education on the rights of children living with disabilities in Kenya.Water Projects - From July 2024 to June 2025, the Organization focused specifically on the funding of water projects in Zambia. The Organization partnered with the Kachere Development Programme to install clean water wells in rural Eastern Zambian villages where children and families were suffering constant illness from drinking contaminated water from open and unprotected water sources. The results of such projects are dramatic. As clean water becomes more readily available, waterborne illnesses decrease, and women no longer need to walk long distances to fetch small amounts of water from contaminated rivers. By establishing new sources of safe water that can serve communities for years to come, the Organization's projects are saving lives for the glory of God.Housing - From July 2024 to June 2025, the Organization supported housing programs in Guatemala and Malawi. In Guatemala, the Organization supported the construction of new houses for families who were previously identified as either homeless or living in dilapidated housing. The Organization collaborated with Christian churches and ministries in connection with their shared mission of meeting the needs of the poor for the glory of God.Shipping - In connection with the Organization's biblical mandate to meet the physical and spiritual needs of the poor, the Organization's shipping program uses monetary donations to transport and distribute donated goods that meet the exempt purpose of providing food, providing medicines, providing medical supplies, facilitating medical treatment, and addressing needs in a disaster relief and recovery situation. Through this approach, a donor's contribution can be multiplied ten times or more, as it places goods valued higher than the donation amount into the hands of the poor by the ministries serving them. Another benefit of shipping goods rather than sending funds is that the Organization can provide crucial medicines and medical supplies that are not locally ava
- $5.4 million spent. Project Development: (See Schedule O for description.)In order to ensure the proper use of donated funds and goods, the Organization continuously monitors and meets with overseas churches and ministry partners. The International Programs staff made visits and are in constant contact with these local churches and ministries, reviewing requests for assistance and budgets, monitoring the use of previous gifts, and providing professional assistance with accounting or project development issues. These project development services have helped the Organization's partners grow more effectively, provide better outreach to the poor, and maintain greater stability in the community. In addition to the project development services provided by the Organization to cooperating churches, the Organization also regularly engages in prayer support for the churches and ministries with which it serves.
- $329,669 spent. Missions Education: (See Schedule O for description.)The Organization's overall mission includes educating Christians in the United States about the needs of the poor overseas and highlighting a biblical basis for responding to that poverty. This is important to the Organization's goal of developing stronger relationships between the church in the U.S. and the church in the developing world. The Organization achieved this goal by communicating directly to American Christians through Christian radio. The Organization's radio presentations were made to the public on radio stations throughout the country. Along with conventional radio, the Organization also educates through satellite radio, speakers, musical performances, events, online promotions, mailed materials, and other forms of communication. The Organization desires that churches from around the world would be united in meeting the needs of the poor for the glory of God.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Worth knowing.
The IRS does not require this organization to file annual returns.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since June 2001.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.