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Affordable Homeownership Foundation Inc

EIN 65-1046928 · Fort Myers, FL

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair56 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

OUR MISSION IS TO HELP THE ECONOMICALLY VULNERABLE VETERANS, SENIORS, YOUTH AGING OUT OF FOSTER CARE, DISABLED AND HOMELESS INDIVIDUALS IN THE VERY LOW, LOW TO MODERATE INCOME AREA OF OUR REGION ACHIEVE FINANCIAL LITERACY, ATTAIN HOUSING STABILITY AND OR HOMEOWNERSHIP, PARTICIPATE IN THE AMERICAN DREAM, AND CONTRIBUTE TO MORE STABLE, VITAL NEIGHBORHOODS. TO CREATE THIS TRANSITION, WE OFFER ADVOCACY, EDUCATION, COUNSELING, AND WORK TO INCREASE THE AVAILABILITY OF SAFE, DECENT, AFFORDABLE HOUSING OPPORTUNITIES.

Income
$1.3 million
Spending
$900,822
Spent on programs
91%
Reserves
-8.1 months of spending
Largest source of income
government grants, 73%
Employees
7
Volunteers
20
Highest pay
$82,000, ceo

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 56 out of 100. Higher than 24% of charities in its peer group (crime and legal services, $1m to $10m).

  • Reserves

    0 of 35

    Spendable reserves are negative: it owes or has committed more than it holds.

  • Debt

    16 of 20

    It owes 21% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 28% of income.

  • Income trend

    10 of 15

    Income fell 4% on the year before.

  • Spending floor

    15 of 15

    91% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 57% of charities in its peer group (crime and legal services, $1m to $10m).

  • Independent board

    25 of 25

    5 of 5 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $821,352 spent. WE SERVED 895 CLIENTS AND HOUSED 35 PREVIOUSLY HOMELESS CLIENTS IN OUR SRO HOUSING. OUR HUD CERTIFIED HOUSING COUNSELORS ASSISTED CLIENTS WITH EVICTION PREVENTION COUNSELING AND RESPONSIBLE RENTERS CLASSES TO HELP PREVENT EVICTION.WE ALSO HELPED CLIENTS WITH FIRST TIME HOME BUYER CLASSES AND POST PURCHASE CLASSES ONCE THEY PURCHASED THEIR HOMES. WE HAVE BEEN ACTIVELY WORKED WITH CLIENTS ON HOW TO KEEP A BUDGET AND HOW TO IMPROVE THEIR CREDIT SCORES AND WHY KEEPING YOUR CREDIT GOOD IS IMPORTANT. WE JOINED THE BOARD OF THE COC WHICH IS AN INTEGRAL PART OF THE COMMUNITY THAT WORKS ON AFFORDABLE HOUSING ISSUES IN OUR COUNTY. THIS STREAMLINES THE PROCESS FOR FAMILIES AND INDIVIDUALS LOOKING FOR ASSISTANCE. WE BECAME A "RESILIENT HUB" THAT WORKS CLOSELY WITH THE RED CROSS BEFORE AND AFTER A DISASTER. WE SERVED 895 CLIENTS AND HOUSED 35 PREVIOUSLY HOMELESS CLIENTS IN OUR SRO HOUSING. OUR HUD CERTIFIED HOUSING COUNSELORS ASSISTED CLIENTS WITH EVICTION PREVENTION COUNSELING AND RESPONSIBLE RENTERS CLASSES TO HELP PREVENT EVICTION.WE ALSO HELPED CLIENTS WITH FIRST TIME HOME BUYER CLASSES AND POST PURCHASE CLASSES ONCE THEY PURCHASED THEIR HOMES. WE HAVE BEEN ACTIVELY WORKED WITH CLIENTS ON HOW TO KEEP A BUDGET AND HOW TO IMPROVE THEIR CREDIT SCORES AND WHY KEEPING YOUR CREDIT GOOD IS IMPORTANT. WE JOINED THE BOARD OF THE COC WHICH IS AN INTEGRAL PART OF THE COMMUNITY THAT WORKS ON AFFORDABLE HOUSING ISSUES IN OUR COUNTY. THIS STREAMLINES THE PROCESS FOR FAMILIES AND INDIVIDUALS LOOKING FOR ASSISTANCE. WE BECAME A "RESILIENT HUB" THAT WORKS CLOSELY WITH THE RED CROSS BEFORE AND AFTER A DISASTER.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Worth knowing.

    Status was revoked on February 15, 2011 for not filing returns for three years, and reinstated on February 15, 2011.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since April 2012.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

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