Central County Community Development Corporation Inc
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- Only 33% of its spending went to programs.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
To catalyze community and economic development revitalization in low income communities and to transform their physical, social, and economic infrastructures for better outcomes for residents and businesses. Principal activities include deployment/financing of capital to small businesses in the state of Florida and the development of affordable housing.
- Income
- $1.6 million
- Spending
- $1.7 million
- Spent on programs
- 33%
- Reserves
- 7.5 months of spending
- Largest source of income
- donations and private grants, 72%
- Employees
- 0
- Volunteers
- 0
- Highest pay
- $486,993, chair
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 52 out of 100. Higher than 41% of charities in its peer group (housing, $1m to $10m).
Reserves
28 of 35Spendable reserves would cover 7.5 months of spending.
Debt
5 of 20It owes 55% of what it owns.
Living within its means
4 of 15Spending exceeded income by 6% of income.
Income trend
15 of 15Income rose 9% on the year before.
Spending floor
0 of 1533% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 70% of charities in its peer group (housing, $1m to $10m).
Independent board
25 of 258 of 9 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (2)
- $542,661 spent. SMALL BUSINESS DEVELOPMENT AND LOAN FUND: SERVICES INCLUDE ECONOMIC DEVELOPMENT PROVIDING TECHNICAL ASSISTANCE AND DIRECT LOAN FUNDING TO SMALL BUSINESESS. IN JULY 2020, CCCDC BECAME A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI). SERVED OVER 464 SMALL BUSINESSES AND ENTREPRENEURS IN FISCAL YEAR 24-25
- HOUSING ACTIVITY: INCLUDES SERVICES WITH A FOCUS TO ACQUIRE, DEVELOP, SPONSOR, PURCHASE AND REHABILITATE DETERIORATING AND/OR SUBSTANDARD HOUSING FOR SUBSEQUENT SALE AND/OR RENTAL AT AFFORDABLE PRICES TO RESIDENTS OF LOW AND MODERATE INCOMES.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Worth knowing.
Status was revoked on November 15, 2010 for not filing returns for three years, and reinstated on November 15, 2010.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since June 2015.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.