Habitat for Humanity International Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
Seeking to put God's love into action, Indian River Habitat for Humanity develops housing solutions guided by the needs of its family partners and the community. With a deep sense of compassion and a commitment to service, we work hand in hand with our family partners, volunteers, and community stakeholders to create lasting change. Our mission goes beyond constructing houses; it is a transformative journey that uplifts and empowers. We listen to the needs of our family partners and collaborate with them to create tailored housing solutions that meet their unique circumstances. Through our work, we strive to break the cycle of poverty and create a path towards self-reliance and dignity. As we continue to advance the Habitat mission, we seek to expand our reach and strengthen the impact that our work can have on the families we serve far into the future.
- Income
- $13.4 million
- Spending
- $12.9 million
- Spent on programs
- 94%
- Reserves
- 12 months of spending
- Largest source of income
- fees for its services, 51%
- Employees
- 71
- Volunteers
- 536
- Highest pay
- $163,557, president/ceo
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Strong: 96 out of 100.
Reserves
35 of 35Spendable reserves would cover 12.0 months of spending.
Debt
16 of 20It owes 20% of what it owns.
Living within its means
15 of 15Income exceeded spending by 4% of income.
Income trend
15 of 15Income rose 32% on the year before.
Spending floor
15 of 1594% of spending went to programs and raising each dollar of donations cost 7 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100.
Independent board
25 of 2513 of 13 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (5)
- $9.4 million spent. HOME OWNERSHIP PROGRAM - Habitat for Humanity partners with families in need to build safe, decent, and energy efficient homes. Our homes are designed for lasting affordability and to meet the needs of homeowner families. By utilizing the labor of volunteers and future homeowners, using efficient building techniques, and utilizing donated materials, Habitat offers homes to working families using affordable, non-interest-bearing mortgages. This model makes home ownership accessible and sustainable for families in need. Attainable home ownership creates stability, reduces stress, and fosters self-reliance and confidence. Studies show that stable homes play a crucial role in healthy child development. When a home supports health, safety, and security, it provides a strong foundation for families to thrive. Home ownership also empowers families to save for the future, invest in education, and pursue career growth, ultimately lifting the entire family. Indian River Habitat launched its ambitious housing counseling program (HCP) with an overarching goal to provide financial counseling and education to become fully equipped to make informed decisions along the pre-purchase and post-purchase home ownership continuum. The design flow of the HCP is systematic, and it is geared toward reducing or eliminating potential barriers, resulting in the opportunity to deepen and lengthen our reach. Standard HUD guidelines and practices are established to direct families through a series of distinct steps, from completing an intake packet to fulfilling the requirements of one of three home ownership paths - an open market purchase, entrance into the Habitat Homeownership Program, or ongoing counseling for families that are currently unqualified to purchase a home. Indian River Habitat is confident that this program will help additional families achieve home ownership. In fiscal year 2025, Indian River Habitat for Humanity helped more than 68 households with 154 individuals through our long-term home ownership and financial literacy program along with housing counseling services.
- $1.6 million spent. HABITAT'S RESTORE - Habitat's ReStore serves a dual purpose: generating revenue to support our affordable homeownership program and offering home furnishings, appliances, building materials, and other essential items to homeowners and the public at significantly reduced prices. The store's inventory is made possible through generous donations of new and gently used items from businesses and individuals. To minimize operating costs and foster community engagement, homeowners and volunteers contribute their time in the ReStore, earning sweat equity hours while supporting Habitat's mission.
- $1.2 million spent. NEIGHBORHOOD REVITALIZATION PROGRAM - Indian River Habitat's Neighborhood Revitalization Program (NR) is a focused housing outreach program that offers affordable critical repairs to qualifying homeowners in Indian River County. Habitat's NR program unites community stakeholders in supporting residents by responding to needs among low- to moderate-income homeowners, veterans and seniors living on a fixed income. Through this program, Habitat seeks to build new partnerships and empower residents to revitalize neighborhoods and ultimately enhance their quality of life. In FY 2025, the NR program provided critical home repairs to 111 homes.
- Indian River Habitat for Humanity is committed to efficiency and transparency. We communicate with our supporters, donors, and prospective donors by email, postal mail, phone, and other means, both to request contributions to our cause and to educate the public about Indian River Habitat for Humanity's year-round programs, volunteer opportunities, and other events in local communities and around the world. These efforts help advance our mission to put God's love into action by bringing people together to build homes, communities, and hope. As a nonprofit organization that is exempt from federal taxation, we ensure our donors' money is spent as efficiently and effectively as possible. Additionally, we have certain expenses that cannot be billed separately for each functional area. Rent, utilities, information technology, and other costs are grouped together. We allocate these costs in compliance with Generally Accepted Accounting Principles, or GAAP, across the Program (including Habitat Restores), Management & General, and Fundraising categories. Finally, some staff members have responsibilities that cross over functional areas. To calculate the time allocation, Indian River Habitat for Humanity divides the number of hours spent on a project outside of a staff member's designated expense category by the total hours worked during that period and allocates that percentage of costs to the appropriate expense category.
- (Expenses $ including grants of $) Indian River Habitat for Humanity is committed to efficiency and transparency. We communicate with our supporters, donors, and prospective donors by email, postal mail, phone, and other means, both to request contributions to our cause and to educate the public about Indian River Habitat for Humanity's year-round programs, volunteer opportunities, and other events in local communities and around the world. These efforts help advance our mission to put God's love into action by bringing people together to build homes, communities, and hope. As a nonprofit organization that is exempt from federal taxation, we ensure our donors' money is spent as efficiently and effectively as possible. Additionally, we have certain expenses that cannot be billed separately for each functional area. Rent, utilities, information technology, and other costs are grouped together. We allocate these costs in compliance with Generally Accepted Accounting Principles, or GAAP, across the Program (including Habitat Restores), Management & General, and Fundraising categories. Finally, some staff members have responsibilities that cross over functional areas. To calculate the time allocation, Indian River Habitat for Humanity divides the number of hours spent on a project outside of a staff member's designated expense category by the total hours worked during that period and allocates that percentage of costs to the appropriate expense category.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Worth knowing.
Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 1987.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.